Austin Texas Property Tax Calculator 2026

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Austin, Texas · County check, taxable-value calculator, online payment, exemptions and protest help

Calculate, Verify and Pay an Austin Property Tax Bill Without Using the Wrong County

An Austin mailing address does not always mean Travis County. Austin city limits extend into Travis, Williamson and Hays counties, so the first step is confirming the county shown on the appraisal notice, deed, closing documents or tax statement.

After the county is confirmed, use the appraisal district for property value, exemptions and protests. Use the county tax office for the bill, balance, receipt, payment plan and delinquent-tax questions. The calculator below helps you estimate the bill without treating the City of Austin rate as the complete tax rate.

Calculate Austin property tax Search and pay Travis County tax Confirm the correct county
County name Property account number Taxable value Combined tax rate Exemption status Current tax year
AUSTIN PROPERTY TAX SIGNAL CALCULATING BILL
TAXABLE PROPERTY VALUE
ANNUAL TAX STATEMENT
RATE × TAXABLE VALUE
CITY
SCHOOL
COUNTY
OTHER UNITS
ACCOUNT + RATE + EXEMPTIONS VERIFIED
The City of Austin does not represent the whole property tax bill. The city is one taxing unit. A bill can also include a county, school district, healthcare district, community college, municipal utility district, emergency-service district or another local entity.
County first

Austin properties can be located in Travis, Williamson or Hays County.

Value and protest

The county appraisal district handles appraisal values, exemptions and protests.

Bill and payment

The county tax office handles statements, balances, receipts and collection.

City-only rate

FY 2025–26 City of Austin rate: $0.574017 per $100 taxable value.

Official review

Local portals, fees and procedures checked July 28, 2026.

The most important Austin tax check

Identify the county before searching, calculating or paying

Fastest proof: Look for “Travis,” “Williamson” or “Hays” on the tax statement, appraisal notice, recorded deed, closing disclosure or appraisal account. Do not rely only on the word “Austin” in the mailing address.

This local helper runs in your browser. It does not request or transmit an owner name, account number, address or payment information.

Correct office for an Austin-address property
County Value, exemption and protest Bill, payment and receipt Do not assume
Travis Travis Central Appraisal District Travis County Tax Office That the City of Austin website collects the complete bill.
Williamson Williamson Central Appraisal District Williamson County Tax Assessor-Collector That a north-Austin or Austin mailing address is in Travis County.
Hays Hays Central Appraisal District Hays County Tax Assessor-Collector That a southwest-Austin address always belongs to Travis County.
Start with your situation

Choose the Austin property-tax task you need to finish

ESTIMATE TAX Calculate an annual bill

Use taxable value and the property’s combined tax rate—not only the City of Austin rate.

Open the calculator
PAY OR PRINT Find a bill or receipt

Search the county tax account, verify the tax year and save the payment confirmation.

Follow payment steps
CHECK VALUE Review appraisal details

Search the appraisal district for market value, net appraised value, taxable value and exemptions.

Search property value
LOWER TAXABLE VALUE Apply for exemptions

Prepare identification and ownership information, submit the application and verify approval.

Review exemption steps
VALUE TOO HIGH Prepare a protest

Use comparable evidence, condition documentation and corrected property facts—not affordability alone.

Build a protest file
CANNOT PAY Review payment help

Contact the correct county before penalties, collection fees or legal action increase the balance.

Find payment options

Go directly to your Austin property-tax task

The first sections help with county verification, tax estimates and online payments. Later sections cover values, exemptions, protests, payment problems and office contacts.

Interactive Austin tax estimate

Estimate annual tax, monthly escrow and exemption savings

Use the combined rate from the current county tax statement or tax-transparency page whenever possible. Entering only the City of Austin rate will estimate only the city portion and will substantially understate the complete bill.

Use the value shown for the correct tax year.
Enter only the reduction applicable to the estimate you are making.
Use the complete combined percentage, not $0.574017 by itself.
This shows the possible dollar and percentage change.
Estimated taxable value $0
Estimated annual tax $0
Estimated monthly amount $0
Estimated exemption savings $0

Estimate only. It does not include every appraisal limitation, tax ceiling, unit-specific exemption, special assessment, omitted-property bill, supplement, rollback tax, penalty, interest, collection fee or escrow adjustment.

About the $140,000 example: Texas school-district homestead exemptions and other exemption amounts can change. Different taxing units may apply different exemptions, so one subtraction cannot perfectly reproduce every line of an official tax statement.
How the bill is created

Follow an Austin property from market value to tax statement

Austin property tax calculation flow Market value moves through an appraisal limitation and exemptions before each taxing unit applies its rate. MARKET VALUE January 1 estimate Review for accuracy APPRAISAL LIMIT Homestead cap or circuit-breaker limit EXEMPTIONS Homestead, senior, disabled or veteran TOTAL BILL Each taxable value × each adopted rate One property can have different taxable values for the city, county, school district and other units.
Market value

The appraisal district’s estimate of what the property would sell for as of January 1 under normal market conditions.

Net appraised value

The reduced value after an applicable homestead appraisal limitation or circuit-breaker limitation.

Taxable value

The value remaining after the exemption treatment for a particular taxing unit.

Basic estimating formula: taxable value × combined tax-rate percentage ÷ 100. The official bill is calculated line by line because exemptions and tax ceilings may differ among taxing units.
Travis County online payment walkthrough

Search the correct account, pay and verify the receipt

These steps apply to Austin properties in Travis County. An Austin property in Williamson or Hays County must be paid through that county’s tax office.

Open the Travis County Account Search page Start from the official county page rather than an advertisement or copied payment link. Open Travis County Account Search
Select the Account Search Tool The official page routes to the county’s current payment and account-search provider.
Search with the strongest identifier Use the property account number or six-digit billing number when available. Owner name and street address can also be used.
Open every plausible match Common owner names, multi-parcel ownership, condominiums and recently divided accounts can produce several results.
Verify the property and tax year Compare the owner display, situs address, account number, current statement, prior statements, taxing units and amount due.
Check whether a lender already paid Review the account payment history and your mortgage escrow activity before making a possible duplicate payment.
Add the correct account to the payment cart Recheck the tax year and amount before moving to the payment provider.
Review the processing fee Travis County currently publishes a $1 fee for an online eCheck. Card and PayPal payments currently have a $3 fee for balances below $100 or a 3% fee for balances above $100.
Save the emailed receipt immediately Preserve the account, tax year, amount, payment date, confirmation number and payment method.
Reopen the account and confirm posting A checkout confirmation is valuable, but a later account check confirms that the payment was applied to the correct property and year.
Deadline traffic warning: The Tax Office warns that the online system can slow during the final hours before the January 31 deadline. Pay earlier when possible and do not wait until the final minutes to resolve a declined payment.
Search bill, pay or print receipt Review online payment fees Compare all payment methods
Property-result decoder

Understand the fields before challenging or paying the bill

A property-search field is useful only when you know what it controls
Field What it helps explain What it does not establish Next action
Account number The appraisal and tax account connected to the property. A County Clerk instrument number or complete legal title. Use it for tax, exemption and protest questions.
Owner display The owner currently shown for appraisal administration. A guaranteed title determination. Review the recorded deed when ownership matters.
Market value TCAD’s January 1 estimate before exemptions and tax rates. The sale price, mortgage appraisal or final tax bill. Review comparables, condition and property data.
Net appraised value The value after an applicable appraisal limitation. That market value is correct or cannot be protested. Compare market and net-appraised values separately.
Taxable value The value remaining after the exemption treatment for a taxing unit. The bill without that unit’s adopted rate. Match the unit to the tax statement.
Exemptions Benefits currently connected to the account. That every unit grants the same exemption amount. Check unit-level taxable values and application status.
Improvement details Building area, class, age, condition and other appraisal characteristics. That every characteristic is accurate. Photograph and document incorrect facts.
Taxing entities Which city, school, county and special units can tax the property. The final adopted combined rate. Use the tax statement or transparency database.
Homestead and tax-break workflow

Apply through TCAD and verify the taxable-value change

For an Austin property in Travis County, TCAD accepts qualifying exemption applications online, by mail or at its office. Exemptions can include general residence homestead, age 65 or older, disabled person, disabled veteran and certain surviving-spouse benefits.

Confirm the property is in Travis County Williamson and Hays County properties must use their own appraisal districts.
Locate the correct TCAD account Save the account number, owner display, situs address and legal description.
Open the official homestead page Review the eligibility and documentation requirements before starting the online form. Open TCAD Homestead Exemptions
Prepare matching identification The general residence-homestead application normally requires a Texas driver license or state identification card with an address matching the qualifying property.
Submit online, by mail or in person TCAD’s online application currently uses its Just Appraised taxpayer system. The physical office is 850 East Anderson Lane, Austin, TX 78752.
Save proof of submission Preserve the confirmation, sent form, attachments and date. Do not treat an unfinished online draft as a filed application.
Allow time for review TCAD states that action on an exemption application generally occurs within 90 days after receipt.
Recheck the property record Confirm that the exemption and corrected taxable value appear for the correct year and taxing units.
Respond to verification letters TCAD audits exemption records and can request updated proof. Missing the response deadline can result in removal of benefits.
New homeowner

TCAD says a recent purchaser may submit after owning and occupying the home. Eligibility can begin during the year in limited circumstances.

Age 65 or older

A qualifying exemption can create a school-tax ceiling and may support installment or deferral options through the Tax Office.

Disabled veteran

Benefits depend on the qualifying disability category and current supporting documentation from the Department of Veterans Affairs.

Review and apply for exemptions Respond to exemption verification Read the Texas exemption guide
2026 appraisal protest workflow

Build an evidence-based TCAD protest before the notice deadline

Deadline: TCAD states that a protest is due by May 15 or 30 days after the Notice of Appraised Value was mailed, whichever is later. The ordinary 2026 deadline has passed for many accounts, but a later notice can create a later deadline.
Read every value on the notice Separate market value, net appraised value and taxable value. A protest reason should match the field that is actually disputed.
File through the TCAD portal when possible Online filing provides immediate confirmation and allows evidence uploads, district-evidence review and settlement responses. Open TCAD Protest Process
Use the owner ID and PIN from the notice Contact TCAD customer service if the notice, owner ID or PIN is unavailable.
Correct the property facts first Highlight wrong square footage, improvement class, construction status, condition, pool, garage, land use or other characteristics.
Use genuinely comparable properties Focus on similar location, age, size, quality, condition and property type rather than choosing unrelated low values.
Document condition problems Use dated photographs, inspection findings, contractor estimates and a short explanation linking the defect to value.
Review TCAD’s evidence packet Every property owner who files a protest can access the district evidence through the portal.
Prepare for the informal process TCAD offers a settlement process and one informal discussion per property. Online owners can review and accept or reject an offer.
Prepare a short ARB presentation Travis ARB hearings generally last about 15–20 minutes. Lead with the requested value and strongest evidence.
Save the final order TCAD states that the ARB’s Notice of Final Order is generally sent by certified mail approximately three to four weeks after the hearing.

Evidence checklist

Notice of Appraised Value
Protest filing confirmation
Complete TCAD property profile
Prior-year appraisal history
TCAD evidence packet
Comparable-property worksheet
Dated condition photographs
Repair or replacement estimates
Measurement or characteristic corrections
One-page requested-value summary
Weak protest argument: “My taxes are unaffordable.” The appraisal district determines value and exemptions. Taxing units set rates, while the Tax Office collects the resulting bill.
Austin property-tax calendar

Track the 2026 value, rate, bill and payment cycle

Property value and qualification date TCAD appraises property based on its condition and market value as of January 1. Many exemption and ownership questions also connect to this date.
Appraisal notices and exemption review TCAD released 2026 market values in spring 2026. Review the property profile even when no paper notice is received.
Regular homestead application deadline TCAD identifies April 30 as the regular completed homestead-exemption application deadline, subject to applicable late-filing rules.
Typical protest deadline The actual deadline is May 15 or 30 days after the appraisal notice is mailed, whichever is later.
Informal meetings and ARB hearings TCAD’s informal process begins during the spring, and Travis ARB hearings are commonly conducted from June through August.
Proposed and adopted tax-rate decisions Local taxing units publish proposals and adopt rates. Use TravisTaxes.com to review the effect on the specific property.
Tax statements become available The Tax Office uses certified values, exemptions and adopted rates to calculate the official statement.
Normal last day to avoid penalty and interest Confirm the current-year date because weekend and legal-holiday rules can move the deadline.
Delinquency normally begins Travis County applies state-mandated penalty and interest after the payment deadline and does not have authority to waive it.
Penalty can increase significantly For ordinary delinquent property taxes, Travis County’s published schedule reaches 12% penalty plus accrued monthly interest in July, before possible collection costs.
Check official important dates Review property tax transparency
Bill increase diagnosis

Find the reason an Austin property tax bill changed

Compare the current and prior statements instead of assuming value caused the entire increase
Possible cause What to compare Correct office Next action
Higher market value Current notice, prior value and property characteristics. Appraisal district Review protest rights and evidence.
Homestead missing Exemption codes and unit-level taxable values. Appraisal district Check application, verification or ownership status.
Seller benefit ended Seller’s exemptions, cap loss and buyer’s eligibility. Appraisal district Apply under the new owner’s qualifications.
New construction Improvement value, construction percentage and prior record. Appraisal district Correct incomplete or overstated characteristics.
Rate changed Each taxing unit’s current and prior adopted rates. Taxing unit / transparency site Review rate notices and budget decisions.
New taxing unit Current and prior jurisdiction lists. Appraisal district and Tax Office Confirm boundaries and effective year.
Penalty and interest Payment deadline, posting date and delinquent amount. County Tax Office Pay or arrange a plan promptly.
Escrow shortage Tax bill, lender payment, escrow analysis and insurance changes. Mortgage servicer Request a line-by-line escrow explanation.
Late tax and payment-plan help

Act before penalties and collection costs become larger

Pay what you can before the deadline

Travis County states that partial payments made before the January 31 deadline do not receive penalty and interest on the amount already paid.

Current-tax installments

Qualifying age-65, disabled, disabled-veteran and certain surviving-spouse homesteads can use a four-payment option when enrollment requirements are met.

Delinquent payment plans

Residence homestead accounts may qualify for a written monthly agreement, while other accounts may qualify for a different payment schedule.

Open the property tax account Confirm the total balance, tax years, penalty, interest and collection status.
Look for the Payment Plans button Travis County’s account system supports enrollment for eligible current and delinquent arrangements.
Check whether the account has a homestead exemption Homestead status can affect the available agreement, term and penalty treatment.
Confirm other accounts are in good standing Travis County can require the taxpayer to be current or compliant on other accounts.
Read the missed-payment consequence Defaulting on an agreement can end the benefit and cause the Tax Office to recalculate penalty or continue collection activity.
Call before ignoring a notice Contact the Travis County Tax Office at 512-854-9473, Monday through Friday, 8:00 AM–5:00 PM for payment-plan assistance.
Penalty and interest are generally not discretionary. Travis County states that it does not have legal authority to remove state-mandated penalty and interest simply because a bill was overlooked or money was unavailable.
Review delinquent payment plans View penalty and interest schedule Call 512-854-9473
Buyer, seller and escrow safeguards

Avoid the most common first-year Austin tax surprises

Buyer estimating future taxes
  • Confirm the county and appraisal account.
  • Review the seller’s exemptions and cap loss.
  • Use the property’s market value rather than only the seller’s taxable value.
  • Download TCAD’s tax-transparency worksheet when available.
  • Estimate without exemptions that will not transfer.
Owner with a mortgage escrow
  • Check whether the lender paid the correct account and year.
  • Compare the official tax receipt with the escrow disbursement.
  • Ask whether insurance changes also affected the escrow payment.
  • Do not duplicate a lender payment while online posting is pending.
  • Send the lender a corrected statement after an exemption or protest change.
Seller or title-company issue
  • Review the closing disclosure and tax proration.
  • Confirm whether the buyer received a seller credit rather than a paid annual bill.
  • Check for supplemental, omitted or corrected statements.
  • Match every payment to the correct account.
Ownership record still outdated
  • Confirm that the deed was recorded with the Travis County Clerk.
  • Save the instrument number and recording date.
  • Contact TCAD about its ownership-processing status.
  • Do not assume the appraisal owner display is a complete title search.
Travis County states that a buyer may receive a seller credit at closing and still become responsible for paying the complete property tax bill. Review the closing documents before assuming “taxes paid at closing” means the county account was paid.
Austin-specific property situations

Adjust the search and calculation to the property type

Central Austin homestead

Review market value, homestead cap loss, Austin ISD, city, county, healthcare and community-college entries separately.

North Austin in Williamson County

Use WCAD and the Williamson County Tax Office even when the postal city is Austin.

Southwest Austin near Hays County

Confirm the county before using TCAD. A Hays County property must use Hays CAD and the Hays County Tax Office.

Downtown condominium

Verify the unit legal description, account number, parking or storage accounts and any separately assessed property.

New construction or remodel

Check construction percentage, effective year, improvement area and whether a supplemental or corrected value may follow.

Property in a MUD or special district

Do not compare the combined rate with a property outside the same district boundaries.

Short-term rental or investment property

Do not assume a homestead exemption or appraisal limitation applies when the property is not the owner’s qualifying principal residence.

Commercial or business account

Separate real property from business personal property and review rendition, inventory and entity requirements.

Age-65 or disabled homeowner

Check the exemption, tax ceiling, installment eligibility and deferral consequences as separate issues.

Verified Travis County contacts

Contact the office that controls the record or action

Travis Central Appraisal District

Use for property search, market value, net appraised value, taxable value, exemptions, owner display, appraisal characteristics, maps and protests.

850 East Anderson Lane
Austin, Texas 78752
Mailing: P.O. Box 149012, Austin, TX 78714

512-834-9317
CSInfo@tcadcentral.org

Hours:
Monday, Wednesday and Friday: 7:45 AM–4:45 PM
Tuesday and Thursday: 9:00 AM–4:45 PM

TCAD Exemption Helpline

Use for homestead applications, exemption documentation and exemption-verification questions.

512-873-1560

Available during TCAD’s normal business hours.

Travis County Tax Office

Use for tax statements, account balances, online payments, receipts, payment plans, penalties, interest and delinquent collection questions.

Nelda Wells Spears Building
2433 Ridgepoint Drive
Austin, Texas 78754-5231

512-854-9473

Property-tax walk-in hours:
Monday–Friday, 7:30 AM–5:00 PM

Travis County Clerk Real Property

Use for recorded deeds, liens, releases, plats and official ownership documents. TCAD’s owner display is not a substitute for a complete title search.

Open official real-property records
Before travelling: Recheck closures and service hours. Tax-office walk-in or drive-through lines can close early after reaching capacity, and not every branch provides every service.

Map to Travis Central Appraisal District

Map to Travis County Tax Office headquarters

Official action centre

Open the exact Austin property-tax resource you need

TCAD Property Search

Search property value, characteristics, exemptions, owner display and taxing entities.

Open TCAD search
Travis County Account Search

View statements, balances, payment history, receipts, mailing-address tools and payment plans.

Open tax account
TCAD Homestead Exemptions

Review eligibility, required proof, online application and exemption-specific guidance.

Open exemption page
TCAD Protest Process

File online, submit evidence, review the district evidence and manage settlement or hearing steps.

Open protest process
City of Austin Tax Rates

Review the adopted city rate while remembering that it is only one part of the bill.

View City of Austin rate
Travis Tax Transparency

See how proposed or adopted local rates can affect the specific Travis County property.

Open TravisTaxes.com
Williamson CAD

Use this when the Austin-address property is located in Williamson County.

Open Williamson CAD
Williamson County Tax Office

Search, pay and print a Williamson County statement or receipt.

Open Williamson tax page
Hays CAD and Tax Office

Use the Hays systems when the Austin-address property is located in Hays County.

Open Hays CAD search
Open Hays payment page

Related AppraisalDistrict.org guides

Texas property-tax calculator Texas exemption guide Senior exemption guide Texas tax-rate guide
Editorial review and retained image

How this Austin property-tax guide was checked

AppraisalDistrict.org editorial review workspace
Existing article image preserved

The image from the previous article has been retained while the surrounding guide has been rebuilt around current official appraisal, payment, exemption, protest, tax-rate and county-routing information.

The review covered Travis Central Appraisal District, Travis County Tax Office, City of Austin tax-rate information, Travis County Clerk, Williamson County and Hays County property-tax resources.

Official-source review completed July 28, 2026. Live rates, preliminary values, exemption amounts, payment fees, office hours, portal providers and deadlines can change.

10 practical answers

Austin Texas property tax FAQs

Who handles property taxes for a home in Austin, Texas?

The correct offices depend on the county containing the property. For an Austin property in Travis County, Travis Central Appraisal District handles property values, exemptions and protests, while the Travis County Tax Office handles bills, balances, payments, receipts and payment plans. Austin also extends into Williamson and Hays counties, where the corresponding county appraisal district and tax office must be used.

How do I confirm which county an Austin property is in?

Check the county shown on the property tax statement, deed, closing documents or appraisal notice. You can also search the address through the Travis, Williamson and Hays appraisal district systems. Do not assume that an Austin mailing address automatically means Travis County.

Where can I pay Travis County property taxes online?

Use the Travis County Tax Office Account Search. Search by owner name, street address, account number or six-digit billing number, open the correct account, verify the tax year and balance, add the account to the payment cart and save the emailed receipt after checkout.

What is the City of Austin property tax rate?

The City of Austin’s approved property tax rate for fiscal year 2025–26 is $0.574017 per $100 of taxable value. This is only the city portion. A complete Austin property tax bill can also include county, school district, healthcare district, community college and special-district taxes.

How do I estimate an Austin property tax bill?

Subtract applicable exemptions from the value subject to taxation, multiply the resulting taxable value by the combined tax-rate percentage and divide by 100. For the most useful estimate, enter the combined rate from the property’s current tax statement or county tax-transparency page rather than using only the City of Austin rate.

When are Austin property taxes due?

Texas property tax bills are normally payable upon receipt, with January 31 generally being the last day to pay without penalty and interest. A weekend or legal-holiday rule can move the deadline. Verify the date on the current county tax-office page and do not rely only on the date from a previous year.

How do I apply for a Travis County homestead exemption?

Apply through Travis Central Appraisal District online, by mail or at 850 East Anderson Lane in Austin. Prepare the appraisal account, ownership and occupancy information and a Texas driver license or state identification card showing the qualifying residence address. Save confirmation and verify the exemption on the property record after processing.

How do I protest an Austin property value in Travis County?

File with Travis Central Appraisal District by May 15 or 30 days after the appraisal notice was mailed, whichever is later. Online filing provides confirmation and allows the owner to upload evidence, review the district’s evidence and respond to a settlement offer. The deadline printed on the notice controls.

Why can an Austin buyer’s first property tax bill be much higher?

The seller may have had a homestead appraisal limitation, senior tax ceiling, disabled-person benefit or other exemption that does not transfer automatically. New construction, a supplemental account, changed taxing units or a lender escrow shortage can also increase the amount. Buyers should estimate taxes using their own expected exemptions and the current market or taxable value.

Can Travis County provide a property tax payment plan?

Yes. The Travis County Tax Office offers qualifying current-tax installments and delinquent payment arrangements. Eligible residence homesteads may receive different terms from non-homestead or business accounts. Search the account, open Payment Plans or call 512-854-9473 before collection activity advances.

Independence, calculation and record-use notice

AppraisalDistrict.org is an independent informational website. It is not Travis Central Appraisal District, the Travis County Tax Office, the City of Austin, Williamson County, Hays County, an appraisal review board, a title company, a lender, a surveying firm or a law firm.

Property values, exemptions, appraisal limitations, tax ceilings, taxing-unit boundaries, proposed rates, adopted rates, statements, fees, payment deadlines, penalties, portal providers and office schedules can change. Verify the correct county, account, property, year and official amount before filing, protesting, paying or making a purchase decision.

The calculator provides an educational estimate. It cannot reproduce every unit-specific exemption, ceiling, special assessment, omitted-property bill, correction, supplement, rollback tax, penalty, interest, attorney fee, collection cost or mortgage escrow adjustment.

Appraisal owner displays, parcel maps and legal-description summaries are research tools. They do not replace a recorded deed, title examination, plat or professional boundary survey.

Primary official sources reviewed: Travis Central Appraisal District property search, homestead exemption, verification, protest, informal meeting, ARB hearing, property-tax system and tax-transparency resources; Travis County Tax Office account search, payment methods, important dates, penalty, installment, office-location and FAQ resources; City of Austin tax-rate information; Travis County Clerk real-property resources; Williamson Central Appraisal District and Williamson County Tax Office; and Hays Central Appraisal District and Hays County Tax Office.

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