Henderson County Appraisal District (Henderson CAD Tax) 2026

Henderson County, Texas · Athens, Cedar Creek Lake, rural acreage, deeds, exemptions and tax bills

Search Henderson CAD Records Without Missing the Lake Lot, Rural Tract or Correct Tax Account

Henderson County property research can involve a home in Athens, a Cedar Creek Lake lot, acreage near Chandler or Brownsboro, property in Malakoff, Eustace, Tool, Trinidad or Seven Points, agricultural land, timber property or a separate business-personal-property account.

This guide connects the official appraisal search, parcel map, forms, online protest, County Tax Office and County Clerk records so you can verify the property before filing, protesting, buying or paying.

Property ID Owner or trust name Street or county-road name Subdivision or abstract Correct appraisal year
Henderson County parcel, lake and property-record visual A property near Cedar Creek Lake is matched with an appraisal account, deed record and tax bill. CEDAR CREEK PROPERTY RECORD TRACKER VERIFYING HCAD APPRAISAL ACCOUNT COUNTY CLERK DEED TAX BILL + RECEIPT
Use the correct office for the correct record. Henderson CAD handles appraisal values, property characteristics, exemptions, special appraisal and protests. The Tax Assessor-Collector handles tax bills and payments. The County Clerk preserves deeds, liens, affidavits, leases and other recorded land documents.
Official CAD search

Owner, address, property ID, abstract, subdivision and Advanced Search.

CAD office

1751 Enterprise Street, Athens, Texas 75751.

CAD contact

903-675-9296 and hendersoncad@hcadtx.org.

Tax payment deadline

January 31; unpaid accounts generally become delinquent February 1.

Last reviewed

Official portals, contacts and 2026 notices reviewed July 28, 2026.

Start with the correct route

Which Henderson County property record do you need?

VALUE OR PROPERTY DETAILS Use Henderson CAD

Search owner information, market value, appraised value, land, improvements, exemptions and taxing units.

Follow the CAD search guide
DEED OR LIEN Use the County Clerk

Find deeds, tax liens, affidavits, leases, releases, plats and other recorded documents.

Review Clerk search steps
BILL OR RECEIPT Use the Tax Office

Search the current or prior-year amount, submit payment and retain the official receipt.

Review payment steps
HOMESTEAD OR AG File with Henderson CAD

Use the official exemption, agricultural, wildlife, timber or special-appraisal form.

Prepare an application
VALUE DISAGREEMENT File a focused protest

Identify the exact appraisal problem and submit evidence through the eligible filing route.

Build a protest package
LAKE OR RURAL PARCEL Use the interactive map

Locate approximate parcels when the address, county road, subdivision or legal description is unclear.

Use the map correctly

Jump to your Henderson County property task

Search and verification come first, followed by values, maps, forms, protests, taxes, deeds and buyer checks.

Existing article image retained

Use the Henderson CAD screenshot as a search guide

The image already present on the existing article has been retained. Use it to understand the available search routes, then open the live portal for the latest property information.

Henderson County Appraisal District property-search guide showing owner, address, property ID and appraisal search options
Existing Henderson County Appraisal District image retained from the current article. The live portal controls, year and values may change.
Start with one strong identifier Use the property ID, owner surname or main street name instead of entering several uncertain details.
Switch the search method A failed address search does not mean the account is missing. Try Owner, ID or Advanced Search.
Open the full result Confirm the year, legal description, acreage, exemptions and taxing units rather than relying on the result-row summary.
The live Henderson CAD system includes owner, street number, street name, abstract, subdivision, condo, mobile-home park, property ID, owner ID, geographic ID, property type, neighbourhood and appraisal-year fields.
Property-record field decoder

Understand what the Henderson CAD account does and does not establish

Use the appraisal record to identify the account, then verify legal and payment information separately
CAD field What it helps identify What it does not prove Best next step
Property ID The appraisal account used for property values, exemptions and protests. The County Clerk document number or tax-payment confirmation. Save it for CAD and Tax Office research.
Owner name The owner currently displayed for appraisal administration. Complete legal title, lien status or every ownership interest. Check the recorded deed and related Clerk documents.
Situs address The physical or assigned property location. The complete legal description, boundary or access right. Compare the map, deed, plat and survey.
Legal description Subdivision, lot, block, abstract, tract, unit or acreage information. That the abbreviated CAD wording contains every deed provision. Match it with the recorded instrument.
Acreage The land quantity carried in the appraisal account. The surveyed or legally conveyed acreage. Use the deed and licensed survey when precision matters.
Market value The district’s January 1 estimate of open-market value. The sale price, mortgage value or tax amount due. Review property data and appraisal evidence.
Appraised value The value after an applicable appraisal limitation. That market value is correct or cannot be protested. Compare market and appraised values separately.
Land and improvements How value and characteristics are allocated between land and buildings. That size, quality, age, condition or features are correct. Document inaccurate property characteristics.
Exemptions Homestead, age, disability, veteran or another approved benefit. That every taxing unit provides the same reduction. Review taxable values and the tax statement.
Taxing units County, city, school, ESD, management district or other jurisdiction. The current amount due or payment status. Open the official Tax Office account.
Official search disclaimer: Henderson CAD states that its information is for research purposes and that legal descriptions and acreage should be independently verified before being used for legal documents or legal purposes.
No-result troubleshooting

Fix common Henderson County property-search problems

Change the search field before assuming the property is absent
Search problem Likely reason What to try next
Full owner name returns nothing The record may use surname-first formatting, initials, a spouse, trust, estate, company or prior owner. Search the last name alone or the main entity word.
Complete address returns nothing The situs format may differ from the postal or map address. Search only the main street or county-road name.
Cedar Creek Lake property is unclear The property may be indexed by subdivision, lot, condo, owner or legal description. Use subdivision, owner, property ID or interactive map.
Rural tract has no normal address The account may be organised by abstract, tract, owner, acreage or geographic ID. Use Advanced Search and the map.
One owner has many accounts The owner may have a residence, lake lot, acreage, mobile home or business property. Compare property type, legal description and property ID.
Recently purchased property shows the seller Deed recording and CAD ownership maintenance occur through separate processes. Confirm the deed with the County Clerk, then contact CAD.
Map and legal description appear different The map is approximate or a parcel update is pending. Use the deed, plat and survey, then ask CAD about mapping.
Tax portal and CAD values differ Different years, certification timing, exemptions or payment updates may apply. Match the property ID, legal description and tax year.
Useful CAD call script: “I am trying to identify the correct account for [owner, address or legal description]. I searched using [methods]. Can you confirm the property ID and whether an ownership, parcel, exemption or map update is pending?”
Appraisal-to-tax workflow

Follow the Henderson County value from appraisal to tax bill

Market value January 1 appraisal estimate
Appraisal limit Homestead cap or qualifying limitation
Exemptions Taxing-unit-specific reductions
Tax bill Taxable value multiplied by adopted rates
Market value

The price for which the property would transfer under prevailing open-market conditions as of January 1.

Appraised value

The value after an applicable appraisal limitation. It may be lower than market value.

Taxable value

The value remaining for a taxing unit after exemptions and applicable adjustments.

Local taxing-unit check: Henderson County accounts may include a city, school district, emergency-services district, community-college district, municipal water authority, improvement district or Lake View Management District. Review the exact account rather than using a countywide estimate.
A lower appraised value does not necessarily mean the market value is correct. A homestead or other limitation can hold down the appraised value while the market-value field continues to rise.
Lake, subdivision and rural map research

Use the Henderson CAD interactive map without treating it as a survey

Find the appraisal account first Save the property ID, owner, legal description, acreage and situs information.
Open the official interactive map Use the district-linked GIS system for general parcel location and nearby-account context. Open Henderson CAD Interactive Map
Locate the general area Use roads, communities, Cedar Creek Lake, subdivisions, abstracts and known landmarks.
Select the likely parcel Compare the displayed account with the property ID, owner, legal description and acreage.
Review adjoining parcels separately A home, lake lot, common area, acreage tract or access parcel may be maintained under a separate account.
Use legal documents for precision Obtain the deed, plat and licensed survey before relying on a boundary, easement, fence, acreage or lake-access conclusion.
Cedar Creek Lake property

Match subdivision, lot, waterfront relationship, city, management district and any separate adjoining account.

Rural or ranch tract

Use abstract, legal description, acreage, access-road information and nearby parcels rather than only a mailing address.

Mobile home

Check whether the home and land are included in one account or maintained separately.

Map limitation: The interactive map is a property-research tool. It is not a deed, title report, survey, flood determination, boundary guarantee or proof of lake access.
Homestead, disability, veteran and other forms

Use current Henderson CAD forms and retain filing proof

Do not pay a company to file a basic homestead application. Henderson CAD states that it does not charge a fee to file a residence homestead application.
The 2026 Henderson CAD exemption notice states that qualifying homeowners may receive the current $140,000 school residence-homestead exemption.
Find the exact property account Save the property ID, owner name, situs address and legal description.
Open the official forms library Download a current form instead of using an old copy from another website. Open Henderson CAD Forms
Select the correct application Choose the residence homestead, age, disability, veteran, agricultural, wildlife, timber, rendition or other form that matches the property.
Read the identification requirements Henderson CAD states that homestead applications must include the applicant’s driving licence or other information required by the Texas Property Tax Code.
Add benefit-specific evidence Veteran, disability, surviving-spouse, heir-property, manufactured-home and trust situations can require different supporting documents.
Use the online forms portal when supported Select the correct filing type and property, upload clear documents and save the confirmation. Open Henderson CAD Online Forms
Retain a complete filing copy Keep the signed application, attachments, submission date and delivery proof.
Verify the exemption later Reopen the property record and check the exemption and taxable values for the correct year.
Prepare documents based on the benefit or property type
Situation Likely starting form What to prepare
Primary residence Residence Homestead Exemption Application Property ID, ownership, occupancy information and required identification.
Age 65 or disabled owner Residence homestead application with the qualifying section Age or disability evidence and ownership information.
Disabled veteran or qualifying survivor Disabled Veteran or Survivor Exemption Application VA, military, ownership and residence documents.
Agricultural or wildlife property 1-d-1 agricultural or wildlife-management application Use history, acreage, leases, production records, photographs and maps.
Business assets Business Personal Property Rendition Asset list, inventory, cost, year acquired, location and ownership.
Agricultural, wildlife and timber appraisal

Prepare land-use evidence for Henderson County rural property

Rural location or acreage alone does not qualify land for special appraisal. Eligibility depends on the required agricultural, timber or wildlife use, intensity, history and timely application.

Property ID, legal description and acreage
Deed, survey and interactive-map printout
Land-use history for the required period
Livestock, hay, crop or timber records
Leases, receipts, invoices and production evidence
Dated photographs showing actual use
Wildlife-management plan and activity records
Evidence of terrain, flooding, access or unusable land
Identify every tract involved A farm, ranch or timber property can contain several appraisal accounts.
Download the correct application and guidelines Use the Henderson CAD forms page for 1-d-1, wildlife, timber and related filings.
Document qualifying use Henderson CAD’s 2026 notice explains that 1-d-1 land generally must have qualifying use during at least five of the preceding seven years.
File by the applicable deadline The district identifies April 30 as the normal productivity-appraisal application deadline.
Retain the full evidence package Keep the application, attachments and proof that the district received it.
Review the resulting account Confirm the land classification, market value, productivity value and acreage.
Change-of-use warning: Removing qualifying land from agricultural or timber production can trigger additional taxes based on preceding years. Review the current rules before subdividing, developing or changing the land’s use.
Wildlife-management appraisal generally requires the property to have qualified for open-space agricultural appraisal in the preceding year and to satisfy applicable acreage and management requirements.
Business personal property

Prepare a Henderson County rendition that matches the business account

Taxable business personal property can include inventory, furniture, machinery, equipment and other tangible assets used to produce income. It is normally maintained separately from the land and building.

Standard rendition timing: Most business-personal-property renditions are due April 15. A timely written request generally extends the deadline to May 15.
Correct business property ID
Legal business name and DBA
Physical location of taxable property
Inventory held on January 1
Furniture, fixtures, machinery and equipment
Acquisition year and original cost
Disposed, leased or relocated property
Extension request and filing confirmation
Search for the business account Try the legal business name, DBA, owner name, address and property ID.
Separate real estate from business assets Do not assume the land-and-building account includes equipment or inventory.
Reconcile the January 1 asset list Remove property disposed of before January 1 and document additions, transfers and location changes.
Retain cost and condition evidence Purchase records, depreciation schedules and photographs can support the reported information.
File through an accepted route Use the current rendition form and retain proof of filing or extension.
Review the appraisal notice Compare the account description and proposed value with the filed rendition.
Henderson CAD’s 2026 notice warns that rendition penalties can range from 10% to 50% when a rendition is late, incomplete or not filed, depending on the circumstances.
Online protest and ARB hearing

Build a Henderson CAD protest around one provable problem

Deadline: The normal protest deadline is May 15 or 30 days after Henderson CAD mails the Notice of Appraised Value, whichever is later. Use the exact date printed on the notice.

Henderson CAD announced that 2026 Appraisal Review Board hearings began June 19, 2026. Most standard 2026 deadlines have passed, but a later notice, supplemental notice or other qualifying event may create a different deadline.

Read the full appraisal notice Check the property ID, proposed value, prior value, exemption information and filing deadline.
Save the current CAD record Record market value, appraised value, land, improvements, acreage, property characteristics and taxing units.
Identify the exact disagreement Separate market value, unequal appraisal, incorrect data, exemption denial, ownership, business property or special-appraisal issues.
Open the official online protest portal Use the account and notice information requested by the live system. Open Henderson CAD Online Protest
File before waiting for perfect evidence Preserve the filing deadline first, then submit evidence under the portal and ARB procedures.
Request and review the district’s evidence Check comparable properties, sales, neighbourhood, class, condition and appraisal adjustments.
Build an issue-specific evidence file Use a closing statement, photographs, repair estimates, survey, agricultural records, income information or business-asset records.
Prepare a one-page summary State the requested value or correction and identify the strongest exhibits.
Prepare for the independent ARB The Appraisal Review Board resolves disputes between taxpayers and the appraisal district and is separate from the Tax Office.
Save the written ARB order Review its mailing date and any further-remedy requirements immediately.

Evidence checklist

Notice of Appraised Value and filing confirmation
Current CAD record and prior-year history
Henderson CAD evidence packet
Closing statement or recent sale information
Dated photographs showing January 1 condition
Repair estimates tied to documented defects
Correct acreage, size, age or feature evidence
Comparable-sales or unequal-appraisal worksheet
Lake property

Compare waterfront status, water access, view, subdivision, improvements, flood exposure and legal-lot differences.

Rural acreage

Use legal acreage, access, terrain, soil, water features, improvements and relevant tract evidence.

Condition dispute

Show the problem that existed on January 1 and explain how it affected market value.

Tax bills, balances and receipts

Move from the Henderson CAD account to the official Tax Office portal

Henderson CAD determines appraisal information. Henderson County Tax Assessor-Collector Peggy Goodall’s office handles property-tax statements, balances, payments, receipts and collection questions for the taxing units it serves.

Save the Henderson CAD property ID Also record the owner, address, legal description and appraisal year.
Start from the official Tax Office page Verify the current payment link, office contacts and deadline information. Open Henderson County Tax Office
Open the county payment portal Avoid payment links from unsolicited texts, emails or unfamiliar advertisements. Search and Pay Henderson County Property Tax
Search for the exact tax account Use the property information requested by the live portal and open every plausible result.
Verify the property and year Compare the owner, property ID, address, legal description, current balance and prior-year balance.
Review the checkout details Confirm the payment amount, processing fee, payment method and effective date before authorising the transaction.
Save the payment confirmation Keep the account, year, amount, date, payment method and confirmation number.
Verify that the payment posted Reopen the account after processing or call the Tax Office if the balance remains.
Deadline reminder: The Henderson County Tax Office states that property taxes are due by January 31 and generally become delinquent February 1. Not receiving a statement does not automatically remove penalty and interest.
Athens main Tax Office
Courthouse Annex, Room 103
125 N. Prairieville Street
Athens, Texas 75751

Property tax: 903-675-6134
Hours: Monday–Friday, 7:45 AM–4:45 PM

Chandler and Seven Points

Chandler: 460 S. Broad Street; 903-849-4946.

Seven Points: 422 E. Cedar Creek Parkway, Suite D; 903-432-4323.

Published branch hours are Monday–Friday, 8:00 AM–4:30 PM.

Deeds, liens, leases and recorded documents

Use the Henderson County Clerk when the CAD owner display is not enough

The County Clerk’s Real Property Filings Division preserves documents affecting real property, including deeds, tax liens, affidavits and leases. Use the Clerk record when ownership, liens, releases, easements or legal history matters.

Save the CAD owner and legal description Use these as search clues rather than proof of title.
Open the official County Clerk page Find the “Click here to search Real Property Records” option on the Clerk page. Open Henderson County Clerk
Search the grantor and grantee Try the buyer, seller, current owner, prior owner, trust, estate or business.
Narrow the document search Use the document type, filing date, instrument information or other available index criteria.
Match the legal description Compare subdivision, lot, block, abstract, tract, unit or acreage with the CAD account.
Read the complete recorded document Distinguish a deed from a deed of trust, tax lien, release, lease, affidavit, easement or plat.
Order the required copy type Ask the receiving party whether a plain research copy or certified copy is required.
Henderson County Clerk

Mary Margaret Wright, County Clerk

125 N. Prairieville Street
Room 101
Athens, Texas 75751

903-675-6140
Fax: 903-675-6105

Before ordering a document

Confirm the party names, document type, recording date and property description.

Clerk records help establish recorded history, but difficult title, heirship or lien-priority questions may require a title company or Texas attorney.

A recorded document and an appraisal record serve different purposes. Do not rely on the CAD owner display alone to resolve title, probate, heirship, lien, easement or boundary questions.
Purchase, inheritance and ownership changes

What to do after buying or inheriting Henderson County property

Confirm the recorded document Search the County Clerk records for the deed, probate, heirship or other ownership instrument.
Find every CAD account involved The transaction may include a residence, lake lot, acreage tract, mobile home or several adjoining parcels.
Match the legal descriptions Confirm that the Clerk document and CAD account refer to the same property.
Review owner and mailing information Contact Henderson CAD when the deed is recorded but the appraisal owner display remains outdated.
Review the seller’s exemptions Homestead, age, disability, veteran and appraisal-cap treatment may not continue for the buyer.
Submit the new owner’s applications File the correct homestead, heir-property, agricultural, wildlife or other application.
Review the next appraisal notice Check the owner, market value, property characteristics, exemptions and protest deadline.
Monitor the tax account Verify the tax year, escrow status, mailing address, amount and payment posting.
New-construction caution: A prior tax bill may reflect vacant land or incomplete improvements. The first full-year appraisal after construction can produce a substantially different value and tax bill.
Buyer and investor due diligence

Check more than the seller’s current Henderson County tax bill

Correct CAD property ID and legal description
Land size, building area, age and property condition
Market, appraised and taxable values
Seller exemptions and appraisal limitations
Current and prior-year tax balances
School, city, ESD, water and management districts
Recorded deed, liens, releases and easements
Parcel map, plat and licensed survey
Flood information, access and insurability
Lake, dock, utility, HOA or deed-restriction rights
Do not project the buyer’s future taxes from the seller’s payment alone. The seller may have a homestead cap, senior or disability benefit, disabled-veteran exemption, agricultural appraisal or another treatment that will not transfer.
Athens residence

Confirm Athens ISD, city, county, emergency-services and other taxing-unit entries for the exact account.

Chandler property

Review city, school, ESD and any water or special-district entries rather than relying on the postal address.

Cedar Creek Lake home

Check the legal lot, waterfront relationship, flood information, dock or access rights and separate adjoining parcels.

Tool or Seven Points property

Verify the city, school district, emergency-services district and possible management-district treatment.

Malakoff or Trinidad property

Compare the situs address, subdivision, school district, parcel map and legal description.

Brownsboro acreage

Use the abstract, tract, acreage, road access and survey rather than relying only on a rural address.

Agricultural or timber land

Separate market value from productivity value and investigate change-of-use exposure before closing.

Mobile home

Confirm whether the home and land are appraised together and whether title or location documents match.

Business property

Check for separate real-estate and business-personal-property appraisal accounts.

Verified office routing

Contact the Henderson County office that maintains the record

Henderson County Appraisal District

Use for property search, values, characteristics, exemptions, agricultural appraisal, maps, renditions and protests.

1751 Enterprise Street
Athens, Texas 75751
Mailing: P.O. Box 430, Athens, TX 75751

903-675-9296
Fax: 903-675-4223
hendersoncad@hcadtx.org

Chief Appraiser: Bill Jackson

Hours: Monday–Friday, 8:00 AM–5:00 PM.

Henderson County Tax Assessor-Collector

Use for tax statements, payments, receipts, delinquent balances and collection questions.

Courthouse Annex, Room 103
125 N. Prairieville Street
Athens, Texas 75751

Property tax: 903-675-6134
Fax: 903-677-7230
pgoodall@henderson-county.com

Tax Assessor-Collector: Peggy Goodall

Hours: Monday–Friday, 7:45 AM–4:45 PM.

Henderson County Clerk

Use for deeds, tax liens, affidavits, leases, plats and other recorded real-property documents.

125 N. Prairieville Street
Room 101
Athens, Texas 75751

903-675-6140
Fax: 903-675-6105

County Clerk: Mary Margaret Wright

Before visiting

Recheck holiday closures, temporary notices, identification requirements, appointment procedures and whether the task can be completed online.

Take the property ID, legal description, notice, deed information, identification and any filing or payment confirmation.

Official action centre

Open the exact Henderson County property resource you need

CAD Property Search

Search owner, address, property ID, abstract, subdivision and appraisal information.

Open property search
Interactive Map

Research lake, subdivision, rural, mobile-home and nearby parcel locations.

Open interactive map
State Forms

Download exemption, agricultural, wildlife, rendition, protest and other forms.

Open CAD forms
Online Forms

Submit supported appraisal-district applications electronically.

Open online forms
Online Protest

File or manage an eligible property protest using the official portal.

Open protest portal
Protest Information

Review ARB procedures, assistance materials and current protest notices.

Open protest help
Tax Office

Check office contacts, deadlines, branches and payment instructions.

Open Tax Office
Property Tax Payment

Search the tax account, verify the balance and submit an online payment.

Open payment portal
County Clerk

Access the county’s Real Property Records search and recording information.

Open County Clerk
Editorial and source review

How this Henderson County guide was improved

Existing image preserved

The Henderson CAD image already used by the page was retained and paired with practical search instructions.

Local workflows added

The article now covers Cedar Creek Lake property, rural acreage, business assets, exemptions, protests, payments and deeds.

Fast and responsive

The layout uses scoped CSS, system fonts, lazy-loaded media, lightweight SVG and no external animation library.

Last official-source review: July 28, 2026. Property values, portal notices, forms, deadlines, fees, office hours, officials and payment information can change after publication.
10 county-specific answers

Henderson County Appraisal District FAQs

What is the official Henderson County Appraisal District website?

The official website is henderson-cad.org. It provides access to the property search, maps, forms, online filing, protest information, appraisal resources and district contacts.

How do I search Henderson County property records?

Open the official Henderson CAD search and use Owner, Address, ID or Advanced Search. Verify the property ID, owner, situs address, legal description, acreage and appraisal year.

Why can I not find a Cedar Creek Lake or rural property by address?

Lake and rural properties can use a situs address, subdivision, county-road name, abstract or legal description that differs from the mailing address. Search by owner, property ID, subdivision, abstract or interactive map.

Does Henderson CAD collect property taxes?

No. Henderson CAD appraises property and administers exemptions and protests. The Henderson County Tax Assessor-Collector issues tax statements, accepts payments and maintains payment records.

Where can I pay Henderson County property taxes?

Use the official Henderson County property-tax portal. Verify the property, tax year, balance and checkout details before submitting payment.

How do I apply for a Henderson County homestead exemption?

Download the current application from the Henderson CAD forms page or use the supported online forms portal. Include the required identification, retain proof of filing and later verify the exemption on the account.

What is the Henderson CAD protest deadline?

The normal deadline is May 15 or 30 days after Henderson CAD mails the Notice of Appraised Value, whichever is later. Use the date printed on the individual notice and keep proof of timely filing.

When is a Henderson County business rendition due?

Most business-personal-property renditions are due April 15. A timely written extension request generally extends the deadline to May 15. Confirm current procedures directly with Henderson CAD.

Where can I find Henderson County deeds and liens?

Use the Real Property Records search linked by the Henderson County Clerk. The Clerk preserves deeds, tax liens, affidavits, leases and other recorded real-property documents.

Does the Henderson CAD map prove a legal property boundary?

No. The appraisal map is useful for general parcel research but does not replace a recorded deed, plat, title examination or licensed survey.

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