McCulloch County Appraisal District CAD and Tax Info 2026

McCulloch County, Texas · Homes, ranchland, minerals, exemptions, protests and tax payments

Search, Verify and Act on a McCulloch County Property Account

McCulloch County Appraisal District combines property search, appraisal details, maps, exemptions, protest services, certified rolls and property-tax summaries in one local portal. The correct search method depends on whether the account is a Brady home, rural acreage, business property or an oil-and-gas interest.

This guide explains exactly what to enter, how to recognise the correct record, what each value field means, how to pay without creating an unnecessary account and when to contact the appraisal district, County Clerk or Tax Assessor-Collector.

Owner name Parcel or property ID Geo ID Legal description Lease name or number 2026 appraisal year
HEART OF TEXAS PROPERTY OPERATIONS VERIFYING ACCOUNT
AG + MINERAL REVIEW
TAX SUMMARY
PARCEL + VALUE + TAX MATCHED
Local payment difference: McCulloch CAD currently instructs taxpayers to search the property, select the correct record and click Tax Summary to pay property taxes online. It specifically says not to create an account merely to pay.
Chief Appraiser

Zane Brandenberger

CAD office

306 W. Lockhart, Brady, Texas 76825

Property-tax payment

Open the property and select Tax Summary.

2026 data

Certified real and personal rolls are listed online.

Official review

Local sources checked July 28, 2026.

Find the correct starting point

What do you need from McCulloch County property records?

This tool works entirely in the browser and does not send an owner name, address, account number or other property information to this website.

PROPERTY LOOKUP Owner, parcel and value

Search the official CAD portal and verify the account with several identifiers.

Follow the search walkthrough
RURAL LAND Abstract, acreage or legal tract

Use the legal-description, abstract, geo ID and map fields when no reliable address exists.

Search rural property correctly
MINERAL ACCOUNT Lease or ownership interest

Search by owner, lease name, lease number, parcel ID or mineral-property filter.

Review mineral records
TAX PAYMENT Balance, receipt or tax summary

Search the property and open Tax Summary without registering merely to pay.

Follow payment steps
VALUE DISPUTE Protest and evidence

Review the notice deadline, property details and appraisal evidence before filing.

Build a protest file
OWNERSHIP DOCUMENT Deed, plat or lien

Use the County Clerk when the CAD owner display or deed history is not enough.

Find the controlling record

Go directly to the McCulloch County property task

The first sections solve property searches. Later sections cover values, exemptions, agricultural land, minerals, protests, payments, deeds and local office routing.

Existing article image retained

Use the McCulloch CAD image as a visual starting point

McCulloch County Appraisal District property-search reference retained from the original article
Existing McCulloch County Appraisal District image retained from the original article. Always use the live official portal for current search fields, buttons, tax years and payment information because the interface can change.
Search box

Enter an owner name, owner ID, property ID or address. Use advanced fields when a basic search is unsuccessful.

Result verification

Open a result only after comparing the owner, property type, address, legal description, acreage and parcel ID.

Tax Summary button

After selecting the correct property, open Tax Summary to review tax details and available payment options.

Property-result field decoder

Understand what each McCulloch CAD field does—and does not prove

Use the appraisal record as a route to the controlling property document
Record field What it helps identify What it does not establish Best next action
Parcel or property ID The local appraisal account. A County Clerk document number or legal title. Use it for CAD, protest and tax-summary questions.
Geographic ID A location or mapping reference used in the CAD system. A surveyed boundary. Compare it with the map, deed and legal description.
Owner ID An owner record inside the appraisal system. That every parcel under that owner is part of the same transaction. Verify each parcel separately.
Owner name The owner currently displayed for appraisal and tax administration. Complete legal title or every ownership interest. Check the recorded deed through the County Clerk.
Legal description The abstract, tract, lot, block, subdivision or lease description. That the abbreviated CAD wording contains the complete deed language. Match it against the deed or recorded plat.
Category code The appraisal classification, such as residential, agricultural or mineral property. Eligibility for an exemption or special appraisal. Review the actual use, application and supporting documents.
Total acres The acreage associated with the appraisal account. A surveyed or legally guaranteed acreage. Use the deed and survey when exact acreage matters.
Market value The district’s estimated January 1 market value. The taxable value, sale price or final tax bill. Compare land, improvement and appraisal-history details.
Exemptions Homestead, over-65, disabled, veteran or another applied exemption. That every taxing unit grants the same amount. Open the tax summary and review each entity.
Deed history Recorded ownership information imported or associated with the appraisal account. A complete title search or absence of liens. Obtain the controlling document from the County Clerk.
McCulloch CAD states that its property information is for research purposes. Legal descriptions and acreage should be independently verified before being used for legal documents, boundaries, purchases or title decisions.
Search troubleshooting

Fix a missing or incorrect McCulloch County property result

Common search failures and the next field to try
Problem Likely reason What to try
Full owner name returns nothing The record may use surname-first order, initials, a trust, estate or business variation. Search the surname or main business word only.
Street address returns nothing The situs address may be abbreviated, rural or absent. Use street number plus main name, then owner, parcel ID or legal description.
Ranch or acreage has no address The account may be indexed by abstract, legal description or geographic ID. Use the advanced property criteria and map.
Mineral interest is missing The account may be classified separately from the surface property. Filter for mineral property and search the lease name or number.
Too many owner matches One owner may hold several surface, mineral or personal-property accounts. Compare property type, acreage, lease, legal description and parcel ID.
Recent buyer is not displayed The recorded deed or CAD ownership update may still be processing. Confirm recording with the County Clerk, then give CAD the instrument details.
Old tax year is showing The search-results year selector may not be set to 2026. Change the year and reopen the property.
Tax balance and estimate differ The account may include several entities, penalties, interest or unit-specific taxable values. Open Tax Summary and review the official breakdown.
Useful phone script: “I am trying to identify the correct account using the owner name, approximate location, legal description and acreage. Can you confirm the parcel ID, property type and whether an ownership, split, mineral or tax-year update is still processing?”
Appraisal method and value review

Follow a McCulloch County value from property details to taxable amount

McCulloch County appraisal and tax flow Property characteristics and January 1 market evidence lead to market value, appraisal limitations, exemptions, taxing entity rates and the property tax summary. PROPERTY DATA Class, age, size, land, condition and use MARKET VALUE January 1 estimate Review or protest LIMITS + EXEMPTIONS Homestead cap, ag use, veteran or other benefit TAX SUMMARY Taxable value × local rates Balance, receipt and payment A value problem goes to the appraisal process; a payment or balance problem goes to the tax-summary record.
Residential real estate

McCulloch CAD states that homes are classified by construction quality, measured by segment, depreciated for age and condition and compared with neighborhood sales.

Mineral, utility and industrial

The district identifies Pritchard & Abbott, Inc. as the appraisal contractor for mineral, utility and industrial accounts.

Real estate and personal property

The official site identifies West Valuation and Consulting, LLC for real-estate appraisal and states that personal property is appraised locally by the district.

2026 records: McCulloch CAD’s Data and Records page currently lists 2026 certified real and personal appraisal rolls in geographical, alphabetical and spreadsheet formats, along with the 2026 business-personal-property depreciation schedule.
Ranches, agricultural land and wildlife use

Search and verify rural McCulloch County land without relying on an address

Ranchland, pasture, cropland and undeveloped tracts may not have a conventional street address. The strongest identifiers are often the parcel ID, geographic ID, abstract, survey, legal description, owner and acreage.

Search the owner and legal identifiers Use the owner, abstract, legal description, geographic ID or parcel ID instead of relying only on a road address.
Compare the acreage carefully Review total acres, larger-tract information and every adjacent account. One ranch can consist of several appraisal parcels.
Open the interactive map Use the map to understand approximate parcel location and neighboring accounts. Open McCulloch CAD Interactive Map
Check the appraisal category Confirm whether the account is coded as agricultural land, residential acreage, commercial land, mineral property or another category.
Review productivity and market values separately Land receiving 1-d-1 appraisal can show a market value and a lower productivity-based appraised value.
Verify the application status Special appraisal does not arise merely because a tract is rural. Confirm the qualifying use, application and supporting history.
Check change-of-use consequences before changing the land Ask the appraisal district how a proposed subdivision, development or nonqualifying use could affect future appraisal and additional taxation.

Agricultural and wildlife application file

Property ID and complete legal description
Deed or ownership information
Acreage by use
Current and historical land-use records
Lease, grazing or production evidence
Livestock, crop or wildlife-management records
Maps, photographs and management plan
Submission proof and copy of every attachment
An agricultural or wildlife appraisal is not the same as a general exemption. Qualification depends on the statutory use and local intensity standards, not merely the owner’s occupation, acreage or intention to use the land later.
Oil, gas and mineral interests

Separate the mineral account from the surface parcel

A mineral-interest account can have a different property ID, owner, ownership percentage, lease description and value from the surface property. McCulloch CAD identifies Pritchard & Abbott, Inc. as the contractor for mineral accounts.

Fields to verify before relying on a mineral-property result
Mineral field Why it matters Common mistake Next check
Lease name Identifies the producing property or appraisal grouping. Assuming every similarly named lease is the same account. Compare lease number, owner and parcel ID.
Lease number Provides a more precise search identifier. Using a well number or operator number interchangeably. Confirm the identifier on the notice or statement.
Ownership percentage Shows the interest associated with the appraisal account. Assuming it reflects every title or royalty interest. Review division orders, deeds and mineral-title documents.
Category code Helps distinguish mineral property from surface real estate. Paying or protesting the surface account instead. Compare property type and legal information.
Appraisal year Mineral value can change substantially from one year to another. Comparing values from different production years. Select the correct year before downloading or paying.
Base tax due Helps identify accounts with an outstanding tax amount. Treating the search-grid figure as the complete current payoff. Open Tax Summary for the official breakdown.
Mineral search sequence: Select the correct year, filter for mineral property, search the lease name or number, compare the owner and parcel ID, then open the account and review legal information, ownership percentage, values and Tax Summary.
Homestead, veteran and other applications

Submit the correct exemption form and verify the result afterward

McCulloch CAD provides downloadable homestead, agricultural, wildlife, rendition and miscellaneous property-tax forms. The forms page instructs applicants to mail completed forms to 306 W. Lockhart, Brady, Texas 76825-4113.

Find the correct property account Save the parcel ID, legal description, owner display and situs address before starting the application.
Open the official forms page Download the current form rather than reusing an old saved copy. Open McCulloch CAD Forms
Read the eligibility instructions Different requirements apply to residence homestead, over-65, disability, disabled-veteran, agricultural, wildlife and organisation exemptions.
Attach the required identification McCulloch CAD states that homestead applications must include a driver’s-licence copy or other information required by the Texas Property Tax Code. An affidavit can be required in certain situations.
Submit the complete application Mail or deliver the signed form and every required attachment to the appraisal district.
Keep filing proof Save a copy of the form, attachments, mailing record, delivery confirmation or stamped receipt.
Reopen the property record Confirm that the exemption appears for the correct tax year and property account after processing.
Ask about a missing or cancelled exemption Determine whether the application is pending, incomplete, denied, cancelled or attached to another account.
Residence homestead

Use the qualifying principal residence and ownership information required by the current application.

Over-65 or disabled

Review exemption and school-tax-ceiling treatment separately from county, city and special-district taxes.

Disabled veteran

The qualifying category, disability rating, ownership and residence facts determine the available benefit.

McCulloch CAD’s FAQ explains that the mandatory age-65 tax ceiling applies to the school-tax portion. Other taxing units do not automatically provide the same ceiling, and qualifying new improvements can affect a ceiling.
Property protest and ARB preparation

Build a McCulloch County protest around the exact appraisal issue

Ordinary Texas deadline: Most protests are due May 15 or 30 days after the appraisal district mails the Notice of Appraised Value, whichever is later. Use the deadline printed on the actual notice.
Open and save the complete property record Record the parcel ID, market value, land, improvements, acreage, category code, exemptions and roll history.
Identify what is actually wrong The issue may be market value, unequal appraisal, acreage, property class, improvement details, exemption status, agricultural qualification or ownership information.
Use the File a Protest link or written notice A property-detail page can display a File a Protest action. Texas also permits a written protest that identifies the owner, property and subject of dissatisfaction.
Collect issue-specific evidence Use recent arm’s-length sale documents, comparable properties, photographs, repair estimates, measurements, maps, leases or land-use evidence.
Request or review the district’s evidence Compare the appraisal model, property characteristics, sales and equal-and-uniform evidence with your own file.
Prepare for an informal review State the requested correction clearly and lead with the strongest document.
Organise the ARB hearing file Number the exhibits, prepare a one-page summary and separate market-value evidence from equal-appraisal evidence.
Check the hearing search The official site provides a search for open, future and past protest hearings. Open Protest Hearing Search
Save the decision and appeal dates Preserve the ARB order, envelope, settlement documents and evidence if further review is being considered.

Evidence checklist by property type

Use evidence that addresses the specific appraisal account
Property type Useful evidence Common weak evidence
Brady residence Recent sales, closing documents, condition photos, repair estimates, square-footage corrections and comparable appraisals. Only stating that the tax bill increased.
Rural acreage Acreage survey, access, flood or terrain limits, land class, fencing, water, productivity and comparable tract evidence. Comparing a small improved tract with a large working ranch.
Agricultural land Use history, leases, livestock or crop records, wildlife plan, photographs and intensity documentation. Acreage alone without qualifying-use proof.
Mineral account Lease information, ownership percentage, production data, decline information and contractor appraisal details. Surface-land value or unrelated royalty statements.
Business personal property Asset list, acquisition dates, original costs, disposals, condition, depreciation and current use. A general balance-sheet total with no asset support.
Tax balance, payment and receipt

Pay McCulloch County property tax through the correct account

Official portal instruction: Do not create an account merely to pay property taxes. Search for the property, select the correct result and click the Tax Summary button.
Open McCulloch CAD property search Use the official website rather than an advertisement or third-party people-search site. Open property and tax search
Find the exact account Search by parcel ID, owner name, address, legal description or mineral lease information.
Confirm the property type An owner can have separate real, mineral and personal-property accounts. Pay only the intended account.
Open Tax Summary Review the taxing entities, tax year, base tax, penalty, interest, payment history and balance shown.
Review the checkout information Confirm any convenience fee, accepted payment method and effective payment date before authorising the transaction.
Save the confirmation Keep the parcel ID, tax year, amount, date, payment method and confirmation number.
Reopen the account after processing Verify that the payment posted to the correct parcel, property type and tax year.
Request or save a receipt A receipt is useful for mortgage, accounting and proof-of-payment purposes.
Mortgage escrow

Compare the tax summary with the mortgage servicer’s payment record before making a second payment.

Delinquent balance

Review penalty, interest and attorney-fee information before requesting a current payoff amount.

Several accounts

Surface, mineral and personal-property accounts may require separate confirmation and payment.

A payment confirmation can show that a transaction was submitted, but it does not by itself prove the payment posted correctly. Recheck the Tax Summary after the stated processing period.
Taxing entities and transparency

Match the rate to the entities actually listed on the property

McCulloch CAD appraises property and provides collection services for participating taxing entities, but each taxing authority adopts its own tax rate. Do not add every rate displayed on the homepage to every property.

Selected 2025 rate labels displayed by McCulloch CAD
Official rate label Displayed 2025 figure Before using it
McCulloch County 0.49524200 Confirm whether separate county I&S or special lines also appear on the property’s Tax Summary.
McCulloch County I&S 0.07596300 Do not double-count a component if a total rate is separately displayed.
County Special 0.03898500 Use only when it appears on the exact tax account.
City of Brady 0.31747600 A Brady mailing address does not alone prove city-tax jurisdiction.
City of Melvin 0.37039900 Use only for property inside the applicable city boundary.
Brady ISD I&S 0.27350000 Combine school components only as shown in the official tax account.
Brady ISD M&O 0.68220000 Use the school taxable value after applicable exemptions.
Hickory Water 0.02913600 Not every McCulloch County parcel is inside the water district.
Hospital District 0.07860000 Confirm the hospital line and taxable value in Tax Summary.
City of Brady Cemetery 0.02000000 Apply only when the entity is attached to the property account.
The official tax-transparency system is updated during the rate-setting season as local officials propose and adopt rates. Subscribe at the bottom of the McCulloch transparency page to receive update notifications.

Educational property-tax estimator

Estimated property tax $0.00

This is not an official tax bill. Taxing entities can have different taxable values, and the official account can include penalties, interest, special assessments or other adjustments.

Deeds, plats and ownership changes

Use the County Clerk when the CAD ownership display is not enough

McCulloch CAD can display deed history and the owner currently connected to an appraisal account. The McCulloch County Clerk maintains the official public records used to verify deeds, plats, liens, releases and other recorded documents.

Save the CAD property identifiers Record the parcel ID, owner, legal description, abstract, subdivision and acreage.
Contact or search through the County Clerk Ask for the official real-property record associated with the owner, legal description, recording date or instrument information. Open McCulloch County Clerk
Compare the complete legal description The deed can contain calls, reservations, exceptions and ownership language not displayed in the abbreviated CAD record.
Choose the correct copy A plain copy can be suitable for research. A lender, court, agency or legal process can require a certified copy.
Give CAD the recording details when ownership is delayed Provide the instrument number, recording date, grantee, legal description and appraisal parcel ID.
County Clerk

Christine Jones

101 N. High
Brady, Texas 76825

325-597-2400 ext. 2

Published office hours

Monday–Thursday, 8:00 AM–4:45 PM

Friday, 8:00 AM–3:00 PM

Published copy fees

The Clerk currently lists copies at $1 per page or part of a page and a $5 certification fee. Confirm the total before ordering.

An appraisal record, map or deed-history field is not a title opinion. Use appropriate title research, a survey and qualified professional assistance when ownership, easements, minerals or boundaries affect a transaction.
Local property situations

Adjust the workflow to the type of McCulloch County account

Brady residence

Search by address or owner, then check construction class, living area, outbuildings, land value, exemptions and Brady taxing entities.

Rochelle or Lohn school area

Confirm the actual school district from the property record rather than assuming it from the postal community.

Melvin property

Verify whether the City of Melvin rate appears and whether the parcel is also subject to separate county, school, hospital or water units.

Ranch with several tracts

Create a parcel list showing the owner, abstract, acreage, special appraisal, taxing units and payment status for every account.

Mineral owner

Separate every lease and ownership interest from the surface account. Check the appraisal year and ownership percentage.

Business owner

Do not confuse business-personal-property assets with the real estate occupied by the business. Review the rendition and depreciation schedule.

New buyer

Confirm deed recording, search under both buyer and seller and apply only exemptions or special appraisals for which the buyer qualifies.

Inherited property

Review probate and deed records before asking CAD to change the owner display or mailing address.

New building or improvement

Check the segment, square footage, construction class, year built and new-improvement value instead of reviewing only the total.

Verified local office routing

Contact the office that can resolve the exact issue

McCulloch County Appraisal District

Use for property search, appraisal values, property details, exemptions, agricultural appraisal, maps, protests, certified rolls and Tax Summary questions.

306 W. Lockhart
Brady, Texas 76825
Mailing ZIP: 76825-4113

325-597-1627
Fax: 325-597-2408
info@mccullochcad.org

Chief Appraiser: Zane Brandenberger

Chief Deputy: Kaleigh Alexander

Visit tip: Exact public-counter hours were not displayed on the contact page during review. Call before travelling.

McCulloch County Tax Assessor-Collector

The county page primarily presents vehicle-title, registration and tax-assessor services. For property-tax payment, begin with the CAD property Tax Summary unless an official notice directs you elsewhere.

302 W. Commerce
Brady, Texas 76825

Silvia Campos
325-597-7607
Fax: 325-597-8306
scampos@co.mcculloch.tx.us

Hours: Monday–Thursday, 8:00 AM–4:50 PM; Friday, 8:00 AM–3:00 PM.

McCulloch County Clerk

Use for deeds, plats, liens, releases, official public records, document copies and recorded ownership verification.

101 N. High
Brady, Texas 76825

Christine Jones
325-597-2400 ext. 2
Fax: 325-597-1731
mccoclerk1@bradytx.net

Hours: Monday–Thursday, 8:00 AM–4:45 PM; Friday, 8:00 AM–3:00 PM.

Before calling or visiting

Write down the parcel ID, owner ID, legal description, tax year, property type and exact issue.

Bring when relevant: appraisal notice, tax statement, payment confirmation, deed, survey, identification, application copy, photographs and supporting evidence.

Official action centre

Open the exact McCulloch County resource you need

Property search

Search owners, parcels, addresses, legal descriptions, mineral leases, values and tax due.

Open property search
Interactive map

Review approximate parcel location and nearby appraisal accounts.

Open interactive map
Forms

Download homestead, agricultural, wildlife, rendition and electronic-delivery forms.

Open CAD forms
Data and records

Open certified rolls, tax-rate files, depreciation schedules and other public reports.

Open data and records
Protest hearing search

Search open, future and prior protest-hearing information.

Search protest hearings
Tax transparency

Track proposed and adopted tax information and subscribe to updates.

Open tax transparency
County Tax Assessor

Open vehicle, title, registration and county tax-assessor contact information.

Open Tax Assessor page
County Clerk

Find deed, plat, lien, copy and official-record information.

Open County Clerk page
Editorial and source review

How this McCulloch County guide was rebuilt

AppraisalDistrict.org editorial reviewer
Existing article images retained

Both useful images from the existing article have been preserved. The written guide was rebuilt using current McCulloch CAD property-search fields, forms, contact information, certified-roll listings, tax-payment instructions, appraisal explanations, tax-rate information and county records-office details.

Local guidance was separated by residential property, ranchland, agricultural use, mineral interests, business personal property, tax payment and recorded ownership so readers can follow the workflow that fits the actual account.

Official local sources reviewed July 28, 2026. Live values, ownership displays, rates, fees, office hours, forms, portal buttons and procedures can change after publication.

10 locally relevant answers

McCulloch County Appraisal District FAQs

What is the official McCulloch County property search?

The official search is on the McCulloch County Appraisal District website. It supports owner, owner ID, property or parcel ID, geographic ID, address, legal-description, abstract, subdivision and mineral-lease searches.

How should an owner name be entered in McCulloch CAD?

Enter an individual name in LASTNAME FIRSTNAME order. Start with the surname alone when initials, punctuation, a trust, estate or business suffix causes no result.

Can McCulloch County property taxes be paid through the CAD website?

Yes. The official homepage instructs taxpayers not to create an account merely to pay. Search the property, select the correct result and open Tax Summary. Verify the account, property type, tax year, balance, fee and receipt before finishing.

What is the difference between a parcel ID and geographic ID?

The parcel or property ID identifies the local appraisal account. The geographic ID is an additional location or mapping identifier. Neither replaces the recorded deed, complete legal description or survey.

Are 2026 McCulloch County appraisal rolls available?

McCulloch CAD’s Data and Records page currently lists 2026 certified real and personal appraisal rolls in geographic, alphabetical and spreadsheet formats. Confirm important information with the district because individual records can still require corrections.

What is the McCulloch County property-tax protest deadline?

The ordinary Texas deadline for most protests is May 15 or 30 days after the appraisal district mails the Notice of Appraised Value, whichever is later. Follow the date printed on the notice and contact the district promptly when a late remedy may apply.

How do I file a McCulloch County homestead exemption?

Download the current application from the CAD Forms page, complete every required field and attach the identification or affidavit required by the form. Mail or deliver it to 306 W. Lockhart, Brady, Texas 76825-4113, keep proof and later verify the exemption.

How do I apply for agricultural or wildlife appraisal?

Use McCulloch CAD’s agricultural and wildlife forms. Prepare land-use history, acreage, leases, production, livestock, crop or wildlife-management records. Qualification depends on statutory use and local standards, not ownership or acreage alone.

How can I search a McCulloch County mineral property?

Select or filter for mineral property and search by owner, parcel ID, geographic ID, lease name or lease number. Confirm the appraisal year, category, legal details, ownership percentage and Tax Summary before relying on the account.

Where can I find McCulloch County deeds and plats?

Contact the McCulloch County Clerk for deeds, plats, liens and official public records. CAD deed history is useful for research but does not replace the recorded document.

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