Find the County Rate, Then Build the Property’s Real Combined Tax Rate
Texas does not use one statewide property tax rate. A tax bill is built from the county, school district, city and every special district attached to the exact parcel. The county-government rate is therefore useful—but it is rarely the whole answer.
This guide explains the latest available statewide data, provides a county finder, shows selected 2025 county-government rates, calculates a combined estimate and helps homeowners or buyers avoid comparing properties with the wrong taxable value or taxing-unit stack.
Texas does not impose one statewide property tax rate.
Each county can contain many separate local taxing units.
A rate of 0.50 means 50 cents per $100 of taxable value.
Tax year 2025 is the latest complete statewide dataset.
Official statewide sources checked July 28, 2026.
What does “property tax rate by county” mean for your situation?
Use the statewide county spreadsheet, but remember that it excludes city, school and special-district rates.
Review county-rate examplesStart with the property account and identify every taxing unit attached to that parcel.
Follow the exact-rate stepsEnter the taxable value and separate county, school, city and special-district rates.
Use the rate-stack calculatorRemove seller-only exemptions, caps or ceilings and check whether the property has a MUD or other district.
Use the buyer checklistSeparate value changes, exemption changes, rate changes and newly added taxing units.
Diagnose the increaseUse Truth in Taxation to understand no-new-revenue, voter-approval and adopted rates.
Decode rate terminologyWhy a 2026 guide currently uses the complete 2025 rate list
The Texas Comptroller currently publishes statewide 2025 county, city, school and special-district rate spreadsheets.
Taxing units calculate proposed rates after receiving certified appraisal information and adopt rates during the annual budget process.
The Comptroller publishes the annual statewide list no later than January 1 of the following year.
Select your county and open the correct official rate sources
The finder gives you the county’s official Comptroller code and the three resources needed to move from a county-level rate to the exact rate stack for a property.
In the Comptroller directory, select the county name or three-digit code displayed by this tool. In the spreadsheet, use Find or Ctrl+F and enter the county name.
Selected 2025 Texas county rates per $100 of taxable value
The table provides verified examples from the latest complete 2025 data. Use the official Comptroller spreadsheet for all 254 counties and the exact property account for the complete rate stack.
| County | County rate | Rate meaning | What to check next |
|---|---|---|---|
| Anderson | $0.482900 per $100 | About 0.4829% of county taxable value. | Add school, city and special-district rates. |
| Andrews | $0.330000 per $100 | About 0.33% of county taxable value. | Check county special and hospital units. |
| Angelina | $0.429000 per $100 | About 0.429% of county taxable value. | Verify city and school boundaries. |
| Aransas | $0.358400 per $100 | About 0.3584% of county taxable value. | Review city, school and navigation units. |
| Archer | $0.534500 per $100 | About 0.5345% of county taxable value. | Check school and rural special districts. |
| Armstrong | $0.506800 per $100 | About 0.5068% of county taxable value. | Confirm school and hospital units. |
| Atascosa | $0.469700 per $100 | About 0.4697% of county taxable value. | Check city, school and ESD rates. |
| Austin | $0.520000 per $100 | About 0.52% of county taxable value. | Do not confuse Austin County with the City of Austin. |
| Bailey | $0.782800 per $100 | About 0.7828% of county taxable value. | Review school and hospital district lines. |
| Bandera | $0.559500 per $100 | About 0.5595% of county taxable value. | Check ESD and school-district boundaries. |
| Bastrop | $0.393500 per $100 | About 0.3935% of county taxable value. | Fast-growth areas can include MUDs and ESDs. |
| Baylor | $0.443000 per $100 | About 0.443% of county taxable value. | Confirm school and hospital district rates. |
| Bee | $0.489100 per $100 | About 0.4891% of county taxable value. | Check city, college and hospital units. |
| Bell | $0.312500 per $100 | About 0.3125% of county taxable value. | Temple, Killeen and rural parcels can have different stacks. |
| Bexar | $0.300000 per $100 | About 0.30% of county taxable value. | Add city, school, hospital and special districts. |
| Blanco | $0.365100 per $100 | About 0.3651% of county taxable value. | Check school, city and emergency-service units. |
| Borden | $0.508500 per $100 | About 0.5085% of county taxable value. | Review school and any county special rate. |
| Bosque | $0.380000 per $100 | About 0.38% of county taxable value. | Confirm school, hospital and city boundaries. |
| Bowie | $0.396900 per $100 | About 0.3969% of county taxable value. | Review city, school and college units. |
| Brazoria | $0.313900 per $100 | About 0.3139% of county taxable value. | MUD, drainage and city rates can change the total materially. |
| Dallas | $0.215500 per $100 | County rate only; Dallas College and Parkland are separate units. | Add city, ISD, college, hospital and applicable PID rates. |
| Fort Bend | $0.361000 per $100 | County-government rate for tax year 2025. | Add school, city, drainage and MUD rates. |
| Travis | $0.375845 per $100 | County rate adopted for tax year 2025. | Add city, school, healthcare, college and special districts. |
Find the real combined rate attached to one Texas property
Understand every rate that may appear on a Texas tax bill
| Taxing unit | What it commonly funds | When it applies | Common comparison mistake |
|---|---|---|---|
| County | Courts, sheriff, jail, roads, elections and county operations. | Usually to taxable property throughout the county. | Treating this as the complete property tax rate. |
| School district | School maintenance, operations and debt. | Based on the school-district boundary containing the parcel. | Assuming every property in a county uses the same ISD. |
| City or town | Police, fire, streets, parks and municipal services. | Usually only inside the incorporated boundary. | Adding a city rate to an unincorporated property. |
| Hospital district | Public healthcare and hospital services. | Only within the district boundary. | Assuming the county rate includes the hospital district. |
| College district | Community or junior college operations and debt. | Within the college district’s taxing territory. | Ignoring a separate college line on the bill. |
| MUD or utility district | Water, sewer, drainage and development infrastructure. | Common in developing subdivisions and utility-service areas. | Comparing nearby homes without checking MUD boundaries. |
| Emergency service district | Fire protection, ambulance or emergency services. | Within the ESD boundary, often in unincorporated areas. | Assuming no city rate means no local emergency-service rate. |
| Other special district | Drainage, roads, ports, water, libraries, parks or improvements. | Only when the parcel lies inside that district. | Using a county average that excludes parcel-specific districts. |
Estimate annual Texas property tax using separate local rates
Enter the property value, expected exemptions and each rate shown for the parcel. Rates should be entered as the number shown per $100 of taxable value—for example, enter 0.300000 for a rate of 30 cents per $100.
Why the county rate alone can produce the wrong estimate
A $300,000 taxable value at a county rate of 0.30 produces $900 in county tax—not the complete annual property tax bill.
Two properties can have the same county rate but different school rates because the school-district boundary crosses the county.
A city property may add a municipal rate that a similar unincorporated property does not pay.
A newer development may add a MUD debt and operations rate even when a nearby established neighbourhood does not.
Neighbours with similar market values can pay different bills when only one property has a residence-homestead exemption.
An eligible over-65 or disabled homeowner may have a school-tax ceiling, so multiplying current value by current rate may overstate the bill.
Do not confuse a proposed rate with the final adopted rate
| Rate term | Plain-English meaning | How to use it | Common mistake |
|---|---|---|---|
| Maintenance and operations | The portion intended to fund day-to-day operations. | Add it to the applicable debt rate to understand the adopted total. | Treating M&O as the complete rate. |
| Debt or I&S rate | The portion used for eligible debt-service obligations. | Review it when comparing debt burdens or bond-related changes. | Ignoring it when adding the total adopted rate. |
| No-new-revenue rate | A statutory calculation comparing revenue from property taxed in both years. | Compare it with the proposed and adopted rates during budget season. | Assuming it freezes every individual tax bill. |
| Voter-approval rate | A calculated limit used in determining whether voter approval may be required. | Review it with the taxing unit’s type and current legal circumstances. | Assuming the same rule applies identically to every unit. |
| Proposed rate | A rate under consideration before final action. | Use it to follow hearings and estimate possible impact. | Using it as the final payment rate. |
| Adopted rate | The final rate approved by the governing body for the tax year. | Use it with the correct taxable value for a final-year estimate. | Applying it to the wrong year or wrong taxing unit. |
Estimate the tax after purchase—not only the seller’s current bill
Find whether the value, exemption, rate or tax district changed
| What changed? | Where to check | What it may mean | Who to contact |
|---|---|---|---|
| Market value | Appraisal district property record and notice. | The district changed its January 1 value estimate. | Appraisal district. |
| Appraised or capped value | Current and prior appraisal records. | A homestead cap, limitation or new improvement may have changed. | Appraisal district. |
| Exemption | Exemption codes and taxable values by unit. | An exemption may be missing, cancelled, transferred or applied differently. | Appraisal district. |
| Adopted rate | Truth in Taxation page and tax statement. | One or more local taxing units adopted a different rate. | The individual taxing unit or tax office. |
| Taxing-unit list | Appraisal account and current tax bill. | The parcel may have entered or left a city or special district. | Appraisal district and affected unit. |
| Penalty or interest | Tax-office payment account. | The balance may be delinquent or a prior payment may not have posted correctly. | Tax assessor-collector or collecting office. |
Use the official Texas source that answers your exact question
Download county, city, school and special-district rate spreadsheets by tax year.
Open Comptroller rate filesSearch the official county-government spreadsheet for any of Texas’ 254 counties.
Download county XLSXFind local proposed, no-new-revenue, voter-approval and adopted rate information.
Open Texas.gov transparencyFind official appraisal district and county tax office contacts for every county.
Open county directoryReview official explanations of rate calculations and taxing-unit procedures.
Review rate calculationsLearn which questions belong with the appraisal district, tax office or local taxing unit.
Open Property Tax AssistanceHow this statewide Texas rate guide was rebuilt
The original article image remains in this editorial-review section. The statewide data explanation, 254-county finder, rate examples, calculator, terminology, buyer guidance and troubleshooting were rebuilt around current Texas Comptroller, Texas.gov and county Truth in Taxation resources.
Review completed July 28, 2026. Proposed rates, adopted rates, exemptions, taxable values, district boundaries, tax ceilings and official spreadsheets can change after publication.
Texas property tax rates by county FAQs
Does Texas have one statewide property tax rate?
No. Texas has no state property tax rate. Counties, cities, school districts and special districts adopt local rates, and the combination attached to a specific property determines its total rate.
What is the latest complete Texas county property tax rate year?
As of July 2026, the latest complete statewide Texas Comptroller list is for tax year 2025. Local governments will calculate and adopt 2026 rates during 2026, and the Comptroller is required to publish the statewide 2026 list by January 1, 2027.
Is the county tax rate the total property tax rate?
No. A county-government rate is only one line. A property may also be taxed by a school district, city, hospital district, college district, emergency service district, municipal utility district and other local units.
How is a Texas property tax bill calculated?
For each taxing unit, multiply that unit’s taxable value by its adopted rate and divide by 100. Add the individual tax lines together. Use taxable value after applicable exemptions rather than market value alone.
Why can two homes in the same Texas county have different tax rates?
The homes may be in different cities, school districts, municipal utility districts, emergency service districts or other special districts. Their exemptions and taxable values may also differ.
Where can I find the exact combined property tax rate?
Start with the exact appraisal account and list every taxing unit attached to it. Then use the county Truth in Taxation website, tax office or official tax statement to confirm each adopted rate.
What is the no-new-revenue tax rate?
It is a calculated rate intended to generate approximately the same property tax revenue from property taxed in both the current and previous year, subject to the statutory calculation. It is not automatically the final adopted rate.
What is the voter-approval tax rate?
It is a calculated rate used to determine whether a taxing unit may need voter approval before adopting a higher rate. Rules differ by taxing-unit type and circumstance.
Do exemptions reduce the posted tax rate?
Exemptions usually reduce taxable value rather than changing the adopted rate. A lower taxable value can reduce the bill even when the rate remains unchanged.
How should a Texas homebuyer estimate future property taxes?
Use the expected purchase value, the buyer’s likely exemptions and every taxing unit attached to the property. Do not rely only on the seller’s current bill because the seller may have a capped value, tax ceiling or exemption that will not transfer.
Founded by Mahesh Kumar, AppraisalDistrict.org is built on the belief that public information should be accessible and accurate. We have replaced AI-generated ‘fluff’ and automated scraping with 100% manual human verification. With over 15 years of experience in real estate and digital journalism, we help you find the right data without the frustration of broken links.
Search Smarter, Estimate Taxes, Check Exemptions and Prepare for a Protest
Use this free tool before you visit a county appraisal district, property search portal, tax office, or exemption page. It helps you understand property value, taxable value, possible savings, protest value, and the next official step.
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Property Search Helper
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Property Tax Estimate Calculator
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Homestead and Exemption Savings
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Appraisal Notice Review
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Property Tax Protest Savings
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Property Tax Protest and Exemption Checklist
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Before calling, write your property ID, owner name, property address, and question on paper. It saves time.
Do not call the CAD to pay tax bills unless the local article says they collect taxes. In many counties, the tax office collects payment.
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CAD vs Tax Office
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Important estimate note
This tool gives educational estimates only. Final values, exemptions, tax rates, bills, payments, and deadlines must be confirmed with official county sources.