Sherman County Appraisal District CAD Guide

Sherman County CAD 2026 – Practical Guide for Property Owners

Property owners in Sherman County receive a Notice of Appraised Value from the Sherman County Appraisal District each year.

The notice reflects the market value the CAD has assigned to the property as of January 1, 2026. After applying any exemptions, this becomes the taxable value that local taxing units use to calculate the 2026 property tax bill.

This guide outlines the key steps Sherman County property owners should take: how to review your property record, apply for exemptions, file a protest if the value seems too high, and pay your taxes.

It also explains the distinct roles of the Appraisal District and the Tax Assessor-Collector.

What the Sherman County Appraisal District (CAD) Actually Does (Stop the Confusion)

The Sherman County Appraisal District determines the market value of all real property and business personal property in the county as of January 1 each year.

The CAD processes exemption applications, manages property value protests through informal reviews and Appraisal Review Board hearings, and maintains online tools for property searches and tax payments.

In this small rural Panhandle county, the CAD serves as the central point for most valuation, exemption, and protest functions and offers direct online tax payment options for the taxing units it serves (including Sherman County, Stratford ISD, Gruver ISD, and others).

The separate Sherman County Tax Assessor-Collector (Kalee Flippin) maintains the official tax rolls and handles county-specific tax office matters.

Contact the CAD for valuation questions, exemptions, protests, and online payments.

Contact Details and Office Information

Property Search – How to Find Your Record

1. Go to https://www.shermancad.org/Home/Search.
2. Enter your owner name (last name first), property address, account number, or legal description.
3. Select your property from the search results.
4. Review the account detail page and note these key items:
   • Market Value assigned by the CAD
   • Taxable value after exemptions and caps
   • Breakdown of land and improvement values
   • Property characteristics (acres, building square footage, year built)
   • Exemptions currently applied
   • Ownership and mailing address

Download or print the full record for your files.

Property Tax Exemptions

Common exemptions available to qualifying Sherman County property owners include:

• General Residence Homestead Exemption: $140,000 reduction from the school district taxable value for your primary residence.
• Over-65 Exemption: Additional exemption amount plus a freeze on the school district taxes (no increase unless major improvements are made).
• Disabled Person Exemption: Provides the same benefits as the Over-65 exemption for qualifying disabled individuals.
• Disabled Veteran Exemption: Partial to full (100%) exemption on the homestead based on the veteran’s service-connected disability rating.

How to Apply Apply online through the Sherman CAD website whenever possible, or submit the appropriate Texas Comptroller forms (50-114 for homestead-related exemptions or 50-135 for disabled veterans) by mail. File between January 1 and April 30, 2026 when possible.

Late applications are accepted up to two years after delinquency, but early filing ensures the exemption appears on your initial tax bill. Provide a Texas driver’s license or state ID showing the property address plus supporting documents such as VA letters.

How to File a Property Value Protest

Informal Review (Fast Way) Contact the CAD by phone or through their online system after receiving the notice. Submit evidence such as recent comparable sales in Sherman County, property photos, or a professional appraisal.

Many valuation differences are resolved at this stage without a formal hearing.

Formal ARB Hearing (Official Way) If the informal review does not produce an acceptable adjustment, file a formal Notice of Protest using the online system on the CAD website.

Upload your evidence, then attend the scheduled Appraisal Review Board hearing (in person or by mail). You will receive a written determination from the ARB.

Important 2026 Deadlines

How to Pay Your Property Taxes

• Online (recommended): Use the Pay Taxes link on https://www.shermancad.org/ (processed by a third-party vendor; convenience fee may apply).
• In-Person: Visit the CAD office at 402 North Third Street in Stratford during business hours.
• Mail: Send check or money order to the address on your tax bill. Include the remittance stub.

Qualifying Over-65, disabled, and disabled veteran owners may request installment plans or tax deferral through the CAD.

Final Checklist for Property Owners

• Access and review your full property record online as soon as the notice arrives
• Compare the market value to recent local sales and your property’s current condition
• Confirm all qualifying exemptions are correctly applied
• Gather supporting evidence if the valuation appears too high
• File an informal review or formal protest before the deadline
• Budget for and pay taxes by January 31, 2027
• Retain all documents and correspondence for next year’s review

Disclaimer This guide is for informational purposes only and reflects data available as of February 2026. Exemption amounts, procedures, and deadlines are subject to change.