Loving County Appraisal District CAD And Tax Guide 2026

Loving County, Texas · Ranch parcels, minerals, utility accounts, appraisal protests and tax payment

Match a Loving County Property ID to Its Land, Mineral, Tax and Deed Records

Loving County Appraisal District combines appraisal research and property-tax collection tools in one official system. Search by property ID, owner ID, owner name, address, legal description, abstract, subdivision, lease name or lease number.

This guide explains how to separate surface land from mineral interests, recognise the correct account, review 2026 certified records, verify exemptions, prepare a protest, pay from the property account and obtain the controlling deed from the Loving County Clerk.

Property ID Owner ID Owner surname Legal description Abstract or subdivision Lease name or number
LOVING COUNTY MINERAL SIGNAL VERIFYING PROPERTY
RANCH + LAND ACCOUNT
MINERAL + LEASE RECORD
TAX DUE + RECEIPT
PROPERTY ID + TYPE MATCHED
Do not send property-tax payments to the Loving County Tax Assessor-Collector without checking the account. The Texas Comptroller directory states that the elected county Tax Assessor-Collector does not collect property taxes. Start with Loving CAD, which may collect some or all taxes for the local taxing units.
Temporary contact note checked July 28, 2026: Loving CAD’s homepage reports telephone problems and asks users to email lovingcad@lovingcad.org when assistance is needed. Recheck the official announcement to see whether normal phone service has resumed.
Chief Appraiser

Alicia McGehee.

CAD office

114 W. Collins Ave., Mentone, Texas 79754.

Property-tax collector

Begin with Loving CAD—not the elected county tax office.

2026 record status

Certified real and personal appraisal rolls are published.

Official review

Local sources checked July 28, 2026.

Start with the account you need

What are you trying to find in Loving County?

LAND OR IMPROVEMENT Search the real-estate account

Use property ID, owner, geographic ID, legal description, abstract, subdivision or acreage.

Follow the search walkthrough
OIL OR GAS INTEREST Search the mineral account

Use lease name, lease number, owner ID, property ID, abstract or legal description.

Review mineral-account steps
RANCH OR OPEN-SPACE LAND Check agricultural appraisal

Compare market value, productivity treatment, acreage, category code and qualifying land use.

Prepare agricultural evidence
TAX BILL OR RECEIPT Pay from the verified property account

Review the year, taxing units, amount due and processing fee before selecting payment.

Follow safe payment steps
VALUE OR EXEMPTION DISPUTE File a focused protest

Use the account-specific notice, local deadline and evidence tied to the exact error.

Build the protest packet
DEED OR LIEN Use the Loving County Clerk

Recorded ownership documents are separate from the appraisal district owner display.

Search official public records

Go directly to the Loving County property task

Start with property identification. Then continue to values, data files, exemptions, protest, payment or recorded ownership.

Private in-page search helper

Choose the best Loving CAD search method

Select the property type and the information you already have. The plan is generated in your browser and does not transmit an owner name, account number, address or lease.

Confirm the property type, year, owner, legal description and property ID before filing or paying.

Property-detail decoder

Understand the fields shown in a Loving CAD account

Use each field as part of a multi-field property verification
Field What it helps identify What it does not prove Best next action
Parcel or Property ID The appraisal account used inside Loving CAD. That it is the County Clerk’s document number. Save it for appraisal, protest and tax questions.
Geographic ID A location or legal-reference pattern connected to the parcel. The complete recorded legal description. Compare it with the deed and map.
Description Real estate, mineral, personal-property or another account type. That every taxable interest is combined in one record. Search other property types where necessary.
Category code Ranch, agricultural, rural land, mineral production or another appraisal category. That the classification or qualifying use is correct. Compare actual use and supporting evidence.
Owner ID and owner name The owner displayed for appraisal and collection administration. Complete land or mineral title. Check the County Clerk’s recorded documents.
Total acres The acreage attributed to the appraisal account. Surveyed acreage or legal boundaries. Compare the deed and survey.
Lease information Lease name, lease number, RRC reference, interest type and mineral connection. Complete mineral title or the current royalty decimal. Compare division orders and recorded instruments.
Market value The district’s January 1 estimate for the selected year. The sale price, taxable value or amount due. Review supporting appraisal data and protest evidence.
Roll value history How appraisal values changed between available years. Why each change occurred. Compare notices, property changes and market evidence.
Deed history Transfer references imported into the appraisal record. Clear title or the absence of liens. Open the recorded Clerk document.
Tax summary Taxing units, tax year, amount due and available payment route. That a recent payment has posted. Verify the account again after processing.
Loving CAD warns that legal descriptions and acreage are provided for appraisal-district use. Verify those details before using them in a deed, contract, survey, title decision or other legal document.
Search troubleshooting

Fix a missing or confusing Loving County property result

Use the account type and legal identifiers when an ordinary address search fails
Problem Likely reason What to try next
Owner name returns nothing The portal may use surname-first format, initials, an entity, trust, estate or operator name. Search the surname or main company word only.
Address search fails Ranch, oilfield and rural property may lack a standard situs address. Use property ID, owner ID, legal description, abstract or map.
Surface land appears but minerals do not Mineral interests are separate accounts and may have different owners. Select mineral property and search lease or owner information.
Too many mineral results One owner may hold interests in many leases or producing properties. Compare property ID, lease, RRC number and interest type.
Property is under the former owner The recorded deed or CAD ownership update may still be processing. Confirm recording with the Clerk and give CAD the filing details.
Payment is not reflected The official payment page states that processing can take three to five days. Do not pay again until the account or office confirms the first payment.
Tax-due filter hides the account The wrong tax year, property type or filter is selected. Remove the tax-due filter and search all records.
Legal acreage appears incorrect Appraisal descriptions are abbreviated or a split, combination or deed update is pending. Compare the deed and survey, then send CAD the documentation.
Useful contact script: “I am trying to identify property ID [number] for owner [name]. I have the legal description [description] and believe the record is [real estate/mineral/personal property]. Can you confirm the correct account and whether an ownership, acreage, lease or payment update is pending?”
Oil, gas, utility and industrial property

Keep the mineral interest separate from the surface ranch

Loving CAD states that mineral, utility, industrial, real-estate and personal-property accounts are appraised with assistance from Pritchard & Abbott. The official search includes fields designed for lease and mineral research.

Select the mineral property type Do not assume the real-estate account includes every subsurface ownership interest.
Search the mineral Property ID or Owner ID These identifiers are normally more precise than a name-only search.
Search lease name and lease number separately Abbreviations, punctuation and operator naming can differ between appraisal and royalty documents.
Verify the abstract and legal description Use the section, block, survey, abstract and RRC information to reject a similarly named lease.
Review the interest type and ownership percentage Compare the appraisal account with division orders, royalty statements, deeds, probate records and operator correspondence.
Review every separate account and tax year Payment on one interest does not automatically satisfy another lease, owner ID or mineral account.
Identify the exact correction or protest issue Possible issues include ownership, decimal interest, lease identification, production data, price assumptions, classification or appraisal value.
Mineral title warning: buying the surface estate does not necessarily transfer all oil, gas or mineral interests. Use recorded documents and appropriate professional title assistance when ownership matters.
Parcel map and location research

Use the Loving CAD map to locate rural property—not to prove a boundary

The interactive map is useful for ranches, roads, oilfield sites and parcels with no ordinary street address. Use the map after finding a likely property account.

Open the official map Start from Loving CAD so the selected feature can be compared with the appraisal account. Open Loving CAD Interactive Map
Locate a road, survey, section or nearby feature Use the map when the parcel lacks a conventional address.
Select the likely parcel Compare the property ID, owner, acreage, category code and legal description.
Check adjoining accounts Surface land, roads, facilities and minerals can be appraised separately.
Use recorded documents for precision A deed, plat and licensed survey—not an appraisal-map line—should control legal boundary work.
2026 certified records and research files

Use Loving CAD’s data library for deeper appraisal research

Loving CAD publishes unusually detailed public files for a small county. Its Data and Records page currently includes 2026 certified real and personal appraisal rolls, mass-appraisal reports, partial-exemption lists, depreciation schedules and ARB materials.

2026 Certified Real and Personal Roll

Available in geographic-order PDF, alphabetical PDF and spreadsheet formats. Use it for account verification, bulk review or historical preservation.

2026 Mass Appraisal Report

Useful for understanding appraisal methods, categories, schedules, market analysis and district procedures.

2026 ARB Hearing Procedures

Review hearing order, evidence rules, appearance methods and procedural expectations before an ARB hearing.

2026 Partial Exemption List

Useful for public-record research, but the individual property account remains the better source for owner-specific status.

2026 Depreciation Schedules

Review local and industrial or utility schedules when a business, industrial or specialised asset value is disputed.

2026 Top Taxpayer Report

Provides context about major taxable accounts but should not be treated as a substitute for a current property record.

Mineral-roll check: the data page lists a 2025 certified mineral appraisal roll separately. Confirm the current mineral-roll source with Loving CAD when 2026 mineral certification or ownership detail is required.
Local taxing units and rate timing

Match the property to the taxing-unit lines shown on its account

Loving CAD currently displays the following 2025 rates. These are historical reference rates while 2026 proposed and adopted rates move through the local Truth-in-Taxation process.

Loving County 0.40801000
Loving County Road & Bridge 0.06685000
Loving County WID No. 1 1.08130000
Wink-Loving ISD M&O 0.66890000
Wink-Loving ISD I&S 0.12530000
Do not multiply market value by every listed rate. Use the exact property’s taxing-unit list and each unit’s taxable value after exemptions or special appraisal. Confirm whether the displayed rate is proposed or adopted for the correct year.
Open the property account Verify the property ID and the taxing entities attached to the account.
Select the account’s TNT link The property-detail page provides a direct Truth-in-Taxation route when available.
Review proposed and adopted status Local databases are updated during August and September as governing bodies consider and adopt rates.
Subscribe for database updates The Loving County tax-transparency page provides a Subscribe field near the bottom of its main page.
Use the final tax statement for payment A calculated or proposed rate is not the same as the final amount due.
Homestead and other exemptions

Submit the correct exemption and verify the result on the account

Loving CAD publishes residence-homestead and disabled-veteran forms, along with links to other Texas exemption applications. Most exemptions require an application and supporting evidence.

Texas school districts currently provide a $140,000 general residence-homestead exemption. Additional local, senior, disability or veteran benefits can change the taxable values shown for individual taxing units.
Find the correct property account Save the property ID, owner ID, legal description and residence address.
Open the official forms page Download the current Loving CAD form rather than reusing an older county form. Open Loving CAD Forms
Read the form instructions completely Confirm ownership, occupancy and exemption-specific eligibility before signing.
Attach identification or an allowed affidavit Loving CAD states that homestead applications must include a driver’s-licence copy or other information required by the Texas Property Tax Code.
Provide ownership evidence when necessary Confirm that the deed is recorded and use the owner-information update process when the CAD record is outdated.
Mail or deliver the completed filing Use Loving County Appraisal District, P.O. Box 352, Mentone, TX 79754-0352.
Keep filing proof Save a copy, postal tracking, email confirmation or stamped receipt.
Reopen the account after processing Verify the exemption and unit-specific taxable values for the correct year.
Most exemption and special-appraisal applications are ordinarily due by April 30. Texas law allows late filing for certain homestead, senior, disability and veteran situations, so contact Loving CAD rather than assuming eligibility is permanently lost.
Agricultural and open-space appraisal

Prove qualifying agricultural use—not only ownership of acreage

Loving CAD provides a 1-d-1 agricultural-use application. Qualification depends on the land’s qualifying use, history and degree of intensity—not merely its rural location or acreage.

Texas appraisal districts must use a 10.00% capitalisation rate in 2026 when calculating agricultural or open-space productivity values. The cap rate is one input and does not determine an individual tract’s value by itself.
Property ID and map of the acres in qualifying use
Agricultural-use history for the required period
Grazing, livestock, crop or production records
Lease agreements and expense records
Dated photographs of fences, water and land use
Explanation of drought, interruption or change of use
Wildlife-management plan and activity records where applicable
Prior productivity and market-value history
Change-of-use warning: converting qualifying agricultural land to a non-qualifying use can create rollback-tax consequences. Review the proposed use and closing documents before changing the property.
Business personal property and renditions

File the Loving County business rendition with usable asset detail

Businesses generally must report taxable inventory, machinery, equipment, furniture, fixtures and other tangible personal property used to produce income on January 1.

The ordinary rendition deadline is April 15. Loving CAD states that a written request can produce a 30-day extension. Contact the district promptly when a 2026 filing remains unresolved.
Find the personal-property account Select the correct property type and verify the owner ID, property ID and business location.
Download the official rendition Use the Loving CAD forms page for the current business-personal-property form. Open rendition forms
Prepare a complete asset schedule Include description, cost, acquisition year, quantity, location and disposal information.
Separate inventory and fixed assets Keep the categories consistent with invoices, depreciation schedules, inventory records and financial statements.
Submit through an accepted method Loving CAD’s FAQ lists delivery, postal mail, common courier or email to bpp@lovingcad.org.
Keep proof of timely filing Save the email, courier receipt, postmark or stamped office copy.
Compare the resulting appraisal Review category, depreciation, condition, obsolescence and assets no longer located in Loving County.
When taxable personal property totals $125,000 or less in an individual taxing unit, Texas provides an exemption subject to statutory qualifications and filing requirements. Verify how the exemption or certification appears on the Loving CAD account.
Value protest and Appraisal Review Board

Use Loving CAD’s local deadline and build evidence around the exact error

Local deadline wording: Loving CAD’s FAQ currently states that a protest is due by May 31 or 30 days from the Notice of Appraised Value, whichever is later. Follow the deadline printed on your own notice.

By late July 2026, the ordinary deadline has passed for many accounts. Later notices may create later deadlines, but late remedies are limited. Contact Loving CAD immediately when the notice date, ownership or delivery is disputed.

Save the property detail page Record the property ID, owner, value, category, acreage, legal description, exemptions and tax year.
Read the Notice of Appraised Value Confirm the notice date, proposed value, prior value, exemptions and protest deadline.
Choose the correct protest reason Possible issues include market value, unequal appraisal, ownership, property inclusion, exemption denial, agricultural denial, taxing units or change of use.
File from the account or use the official form Property-detail pages include a File a Protest option. Loving CAD also provides a Notice of Protest form. Search the property and file
Keep proof of filing Save the online confirmation, certified-mail receipt, email or stamped copy.
Meet with the appraiser Loving CAD states that an informal discussion can occur by phone or in person before the formal ARB hearing.
Organise property-specific evidence Use sales, unequal-appraisal accounts, condition photographs, repair estimates, surveys, land-use records, business schedules or mineral documents.
Review the 2026 ARB procedures Check hearing order, evidence exchange, appearance methods and procedural deadlines. Open ARB procedures
State the requested correction clearly Identify the value, acreage, ownership, exemption, classification or mineral information you believe should change.
Save the written ARB order Further appeal or payment requirements can depend on the order and its delivery date.

Evidence checklist by account type

Ranch land: acreage, land class, access, water, fencing and use
Agricultural land: qualification history and intensity evidence
Minerals: lease, ownership, decimal, production and valuation data
Business property: asset list, cost, age, condition and depreciation
Improvements: measurements, construction details, condition and estimates
Unequal appraisal: carefully matched comparable accounts
Ownership: recorded instrument and filing information
One-page summary stating the requested result
Tax balance, payment and receipt

Pay Loving County property taxes from the verified CAD account

Loving CAD’s official payment screen supports credit-card and electronic-check options and states that payments can take three to five days to process and appear on the account.
Search the official property account Confirm the property ID, owner ID, property type, legal description and selected tax year.
Open the account’s tax summary Review every taxing unit, tax year, original tax, payment history and remaining amount.
Select only the accounts and years you intend to pay Owners with multiple parcels or mineral interests can have several separate balances.
Continue to the official payment-selection screen Start from the verified property account instead of a search-engine advertisement or copied payment link. Search account and open tax due
Confirm the payer and account details Review the paid-by name, address, owner ID, account number, property ID and amount.
Choose credit card or electronic check Review all processing or convenience charges before selecting Continue.
Submit only once The official page warns users not to click Continue more than once.
Save the confirmation Keep the confirmation number, property ID, account, tax year, amount, payment method and date.
Allow three to five days for posting Do not make another payment merely because the first transaction is not immediately visible.
Recheck the official account Confirm that the payment was applied to the correct year, parcel and mineral or property account.
Normal due date

Most Texas property taxes are due by January 31 and become delinquent February 1 unless the bill shows a postponed deadline.

Late-mailed bill

Texas law generally allows at least 21 days to pay after a bill is mailed, which can postpone delinquency.

Delinquent amount

Penalty and interest can increase monthly, and an additional collection penalty can apply after referral to an attorney.

Payment allocation matters. A mineral owner or multi-parcel owner should save a separate list of every property ID, account and tax year included in the transaction.
Deeds, liens and official public records

Use the Loving County Clerk when the CAD owner display is not enough

Loving CAD uses recorded deed information to update appraisal ownership, but the Loving County Clerk maintains the controlling recorded documents.

Save the CAD account details Record the property ID, owner, legal description, abstract, acreage and deed-history reference.
Open the official Clerk search Use the county-government records portal for deeds, liens, releases, plats and other recorded documents. Search Loving County Public Records
Search grantor and grantee names Try current owner, prior owner, seller, buyer, estate, trustee and business names.
Compare the legal description Match the abstract, block, section, survey, tract or acreage with the appraisal record.
Review liens and releases separately A deed search alone does not prove that every lien or encumbrance has been released.
Order the correct copy type Confirm with the Clerk whether a plain copy or certified copy is required.
Give Loving CAD the recorded filing information The CAD FAQ asks owners to verify recording with the Clerk and then provide the filing information when ownership has not updated.
Recorded-document search is not a guaranteed title opinion. Use a qualified title company, attorney, surveyor or mineral-title professional when a transaction or ownership dispute requires legal certainty.
Local property situations

Adjust the workflow to the Loving County account type

Mentone residence

Verify the residence account, homestead exemption, Wink-Loving ISD lines and Loving County WCID treatment.

Large ranch tract

Search by property ID, abstract, block, section and owner. Compare market value with agricultural productivity treatment.

Five-acre rural parcel

Use the private-road location, legal description and geographic ID. Confirm that the parcel is not part of a larger ownership search result.

Mineral royalty interest

Search the mineral type and verify lease, RRC reference, interest type, owner ID and separate tax years.

Utility or industrial account

Review property category, specialised appraisal support, depreciation schedule and the taxing-unit allocation.

Business equipment

Search personal property and compare the rendition with the district’s 2026 local or industrial depreciation schedule.

Recently recorded deed

Confirm the document through the Clerk, then provide the filing information when CAD ownership remains outdated.

Several tax-due accounts

Create a worksheet listing every property ID, owner ID, tax year and amount before paying.

Buyer estimating future tax

Do not assume the seller’s exemptions, appraisal limitation or agricultural appraisal will continue after closing.

Verified local office routing

Contact the Loving County office that controls the record

Loving County Appraisal District

Use for property search, ownership display, values, exemptions, agricultural appraisal, renditions, protest, maps, tax balances and property-tax payment.

114 W. Collins Ave.
Mentone, Texas 79754

Mailing: P.O. Box 352
Mentone, TX 79754-0352

432-377-2201
Fax: 432-253-3622
cadclerk@co.loving.tx.us

Chief Appraiser: Alicia McGehee.

Hours: Monday–Thursday 8:00 AM–4:00 PM; Friday 8:00 AM–11:00 AM.

Task-specific Loving CAD emails

Temporary phone assistance:
lovingcad@lovingcad.org

Owner or mailing information update:
cadclerk2@lovingcad.org

Business-personal-property rendition:
bpp@lovingcad.org

Confirm the current accepted filing method and preserve proof of delivery.

Loving County Tax Assessor-Collector

The Texas Comptroller directory states that this office does not collect property taxes. Use it for duties assigned to the elected Tax Assessor-Collector and taxing-unit contact information.

David Landersman
114 W. Collins Ave.
Mentone, Texas 79754

Mailing: P.O. Box 365
Mentone, Texas 79754-0365

432-309-9292
Fax: 432-377-2025
david.landersman@co.loving.tx.us

Loving County Clerk

Use for deeds, liens, releases, plats, probate-connected ownership documents and certified copies.

Mozelle Carr
Loving County Courthouse
100 Bell Street
Mentone, Texas 79754

Mailing: P.O. Box 194
Mentone, Texas 79754

432-309-9500, extension 6
Fax: 432-789-2194

Hours: Monday–Thursday 8:00 AM–5:00 PM; Friday 8:00 AM–Noon.

Before travelling: verify the current telephone announcement, holiday schedule and filing method. Bring the property ID, tax year and copies of supporting documents rather than your only originals.
Official action centre

Open the exact Loving County property resource you need

Property and tax search

Search real estate, minerals and personal property and continue to tax, protest or TNT information.

Open Loving CAD
Interactive map

Locate rural parcels and compare account context without treating map lines as a survey.

Open map
Forms and applications

Download homestead, veteran, rendition, agricultural, protest and owner-update forms.

Open forms
Data and appraisal records

Access certified rolls, mass-appraisal reports, ARB procedures, depreciation schedules and exemption lists.

Open data records
Tax transparency

Review proposed and adopted rates and subscribe for local database updates.

Open Loving TNT
County Clerk public records

Search deeds, liens, releases, plats and recorded ownership documents.

Search public records
County Clerk contact page

Verify office hours, telephone information and the current Clerk website.

Open County Clerk
Texas county directory

Verify the Chief Appraiser, CAD contact, Tax Assessor-Collector and active taxing units.

Open Comptroller directory
Texas Property Tax Database

Find local property-tax transparency resources across all Texas counties.

Open Texas Property Taxes

Related AppraisalDistrict.org guides

Existing article image retained

How the Loving County guide was reviewed and rebuilt

AppraisalDistrict.org editor reviewing Texas appraisal district information
Original page image preserved

The image previously displayed in the Loving County article remains in this improved version. The article content was independently rebuilt using Loving CAD property-search fields, payment screens, forms, local FAQs, certified-roll resources, tax rates, county records and current Texas Comptroller information.

Reviewed July 28, 2026. Property ownership, mineral interests, appraisal values, exemptions, tax rates, payment balances, office announcements, forms and portal layouts can change after publication.

10 Loving-specific answers

Loving County Appraisal District FAQs

What is the official Loving County Appraisal District website?

The official website is lovingcad.org. It provides property search, appraisal accounts, tax-due information, payment access, maps, forms, protest filing, tax transparency and public appraisal records.

How do I search Loving County property records?

Use the search on the Loving CAD homepage. Begin with Property ID or Owner ID when available. You can also search by owner name, address, geographic ID, legal description, abstract, subdivision, lease name or lease number.

Can I search Loving County mineral accounts online?

Yes. Select the mineral property type and search with the Property ID, owner, Owner ID, lease name, lease number, abstract or legal description. Verify the lease, Railroad Commission reference, interest type and ownership information shown.

Who collects Loving County property taxes?

The Texas Comptroller directory states that the Loving County Tax Assessor-Collector does not collect property taxes. Loving County Appraisal District may collect some or all local property taxes. Start from the verified Loving CAD account before paying.

How do I pay Loving County property taxes online?

Search the property at lovingcad.org, open the correct account, review the tax summary and select the tax-due payment option. The official payment screen supports credit-card and electronic-check options and states that posting can take three to five days.

What is the Loving County property-tax protest deadline?

Loving CAD’s local FAQ currently states May 31 or 30 days from the Notice of Appraised Value, whichever is later. The deadline printed on the official notice controls. Contact Loving CAD immediately when the date may have passed.

How do I apply for a Loving County homestead exemption?

Download the residence-homestead form from the Loving CAD forms page, attach the identification or affidavit required by the instructions and submit it to the district. Keep proof and verify the exemption afterwards.

How do I apply for agricultural appraisal in Loving County?

Use Loving CAD’s 1-d-1 agricultural-use application. Prepare land-use history, acreage maps, livestock or production records, leases, photographs and evidence showing qualifying agricultural intensity.

Where can I find a Loving County deed or lien?

Use the Loving County official public-records portal for deeds, liens, releases, plats and recorded ownership documents. The CAD owner display does not replace the deed.

Are 2026 Loving CAD values certified?

Loving CAD’s Data and Records page currently publishes 2026 certified real and personal appraisal rolls. Mineral, ownership, exemption and supplemental information can require separate verification, and later corrections can affect individual accounts.

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